Volkswagen Semler Finans Danmark A/S — Credit Rating and Financial Key Figures

Volkswagen Semler Finans Danmark A/S (CVR number: 40861246) is a company from BRØNDBY. The company reported a net sales of 1931.6 mDKK in 2025, demonstrating a growth of 42.5 % compared to the previous year. The operating profit percentage was at 37.5 % (EBIT: 723.6 mDKK), while net earnings were 192.3 mDKK. The profitability of the company measured by Return on Assets (ROA) was 4.1 %, which can be considered decent but Return on Equity (ROE) was 13.6 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 4.6 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. Volkswagen Semler Finans Danmark A/S's liquidity measured by quick ratio was 0.4 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.