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E. BANK LAURIDSEN HOLDING A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About E. BANK LAURIDSEN HOLDING A/S
E. BANK LAURIDSEN HOLDING A/S (CVR number: 83336013) is a company from ESBJERG. The company recorded a gross profit of 8982 kDKK in 2025. The operating profit was -666 kDKK, while net earnings were 161.8 mDKK. The profitability of the company measured by Return on Assets (ROA) was 18.6 %, which can be considered excellent and Return on Equity (ROE) was 21.2 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 84.4 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. E. BANK LAURIDSEN HOLDING A/S's liquidity measured by quick ratio was 7.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Volume | ||||
| Net sales | ||||
| Gross profit | 9 340.00 | 6 358.00 | 10 877.00 | 8 982.00 |
| EBIT | -18 653.00 | -12 923.00 | 1 393.00 | - 666.00 |
| Net earnings | 100 196.00 | 43 326.00 | 88 463.00 | 161 773.00 |
| Shareholders equity total | 615 656.00 | 644 618.00 | 721 036.00 | 801 709.00 |
| Balance sheet total (assets) | 768 795.00 | 785 521.00 | 851 756.00 | 950 206.00 |
| Net debt | -11 841.00 | -36 859.00 | - 116 637.00 | - 171 359.00 |
| Profitability | ||||
| EBIT-% | ||||
| ROA | 14.6 % | 7.2 % | 12.4 % | 18.6 % |
| ROE | 16.3 % | 6.9 % | 13.0 % | 21.2 % |
| ROI | 14.8 % | 7.2 % | 12.5 % | 18.6 % |
| Economic value added (EVA) | -14 456.92 | -50 721.61 | -37 858.11 | -43 028.28 |
| Solvency | ||||
| Equity ratio | 80.1 % | 82.1 % | 84.7 % | 84.4 % |
| Gearing | 19.5 % | 17.5 % | 14.9 % | 15.5 % |
| Relative net indebtedness % | ||||
| Liquidity | ||||
| Quick ratio | 6.8 | 9.8 | 16.1 | 7.9 |
| Current ratio | 6.6 | 9.4 | 15.2 | 7.8 |
| Cash and cash equivalents | 131 964.00 | 149 985.00 | 224 128.00 | 295 513.00 |
| Capital use efficiency | ||||
| Trade debtors turnover (days) | ||||
| Net working capital % | ||||
| Credit risk | ||||
| Credit rating | A | AA | AA | AA |
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