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BEC Financial Technologies a.m.b.a. — Credit Rating and Financial Key Figures

CVR number: 13088810
Havsteensvej 4, 4000 Roskilde
tel: 46326600

Company information

Official name
BEC Financial Technologies a.m.b.a.
Personnel
885 persons
Established
1966
Industry

About BEC Financial Technologies a.m.b.a.

BEC Financial Technologies a.m.b.a. (CVR number: 13088810) is a company from ROSKILDE. The company reported a net sales of 2379.6 mDKK in 2025, demonstrating a growth of 5.7 % compared to the previous year. The operating profit percentage was at 11.9 % (EBIT: 283.7 mDKK), while net earnings were 39.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was 9.7 %, which can be considered good but Return on Equity (ROE) was 2.4 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 36 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. BEC Financial Technologies a.m.b.a.'s liquidity measured by quick ratio was 2.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Net sales (mDKK)

EBIT (mDKK)

Profitability

Solidity

Key figures (mDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales2 284.222 209.912 263.992 251.152 379.56
Gross profit1 596.462 075.231 922.351 998.112 040.22
EBIT11.14139.35-48.54109.05283.65
Net earnings4.142.633.41156.8639.72
Shareholders equity total2 488.152 604.781 643.441 851.541 448.98
Balance sheet total (assets)3 002.364 136.232 930.402 625.714 022.39
Net debt- 821.04-1 922.02-1 077.44- 795.63-2 262.11
Profitability
EBIT-%0.5 %6.3 %-2.1 %4.8 %11.9 %
ROA0.9 %4.3 %0.1 %5.6 %9.7 %
ROE0.2 %0.1 %0.2 %9.0 %2.4 %
ROI1.0 %5.7 %0.2 %8.7 %19.2 %
Economic value added (EVA)7.91-31.26- 173.4228.01107.36
Solvency
Equity ratio82.9 %63.0 %56.1 %70.5 %36.0 %
Gearing4.1 %5.4 %2.8 %1.1 %2.0 %
Relative net indebtedness %-17.9 %-24.9 %7.2 %-1.8 %11.9 %
Liquidity
Quick ratio3.33.12.02.82.5
Current ratio3.33.12.02.82.5
Cash and cash equivalents923.362 063.571 123.93815.382 290.79
Capital use efficiency
Trade debtors turnover (days)49.158.759.669.757.7
Net working capital %43.4 %42.5 %13.0 %23.9 %65.7 %
Credit risk
Credit ratingBBBAAAAAAA

Variable visualization

ROA:9.68%
Rating: 56/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:36.0%
Rating: 30/100
-1%
21%
50%
81%
99%
100%
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Roles

Board member
Chairman of the board
Board member
Board member

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