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BEC Financial Technologies a.m.b.a. — Credit Rating and Financial Key Figures

CVR number: 13088810
Havsteensvej 4, 4000 Roskilde
tel: 46326600

Company information

Official name
BEC Financial Technologies a.m.b.a.
Personnel
885 persons
Established
1966
Industry

About BEC Financial Technologies a.m.b.a.

BEC Financial Technologies a.m.b.a. (CVR number: 13088810K) is a company from ROSKILDE. The company reported a net sales of 2378.5 mDKK in 2025, demonstrating a growth of 5.7 % compared to the previous year. The operating profit percentage was at 12.5 % (EBIT: 296.2 mDKK), while net earnings were 39.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was 9.8 %, which can be considered good but Return on Equity (ROE) was 2.4 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 36 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. BEC Financial Technologies a.m.b.a.'s liquidity measured by quick ratio was 2.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Net sales (mDKK)

EBIT (mDKK)

Profitability

Solidity

Key figures (mDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales2 288.472 214.352 268.672 250.112 378.51
Gross profit1 611.872 091.331 939.362 015.862 058.17
EBIT21.13150.09-36.97121.36296.16
Net earnings4.142.633.41156.8639.72
Shareholders equity total2 488.152 604.781 643.441 851.541 448.98
Balance sheet total (assets)2 922.044 046.792 930.512 625.824 026.48
Net debt- 901.47-2 015.18-1 091.45- 810.37-2 271.45
Profitability
EBIT-%0.9 %6.8 %-1.6 %5.4 %12.5 %
ROA0.9 %4.5 %0.2 %5.7 %9.8 %
ROE0.2 %0.1 %0.2 %9.0 %2.4 %
ROI1.0 %6.0 %0.3 %8.8 %19.4 %
Economic value added (EVA)-94.24-19.60- 160.5238.52116.24
Solvency
Equity ratio85.2 %64.4 %56.1 %70.5 %36.0 %
Gearing0.9 %1.9 %2.8 %1.1 %2.0 %
Relative net indebtedness %-21.4 %-28.9 %6.6 %-2.5 %11.7 %
Liquidity
Quick ratio4.03.52.02.82.5
Current ratio4.03.52.02.82.5
Cash and cash equivalents923.382 063.591 137.94830.122 300.14
Capital use efficiency
Trade debtors turnover (days)49.058.659.569.757.7
Net working capital %46.5 %46.3 %13.4 %24.4 %65.9 %
Credit risk
Credit ratingAAAAAAAA

Variable visualization

ROA:9.79%
Rating: 57/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:36.0%
Rating: 30/100
-1%
21%
50%
81%
99%
100%
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Roles

Board member
Chairman of the board
Board member
Board member

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