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BEC Financial Technologies a.m.b.a. — Credit Rating and Financial Key Figures
Credit rating
Company information
About BEC Financial Technologies a.m.b.a.
BEC Financial Technologies a.m.b.a. (CVR number: 13088810K) is a company from ROSKILDE. The company reported a net sales of 2378.5 mDKK in 2025, demonstrating a growth of 5.7 % compared to the previous year. The operating profit percentage was at 12.5 % (EBIT: 296.2 mDKK), while net earnings were 39.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was 9.8 %, which can be considered good but Return on Equity (ROE) was 2.4 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 36 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. BEC Financial Technologies a.m.b.a.'s liquidity measured by quick ratio was 2.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsNet sales (mDKK)
EBIT (mDKK)
Profitability
Solidity
Key figures (mDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | 2 288.47 | 2 214.35 | 2 268.67 | 2 250.11 | 2 378.51 |
| Gross profit | 1 611.87 | 2 091.33 | 1 939.36 | 2 015.86 | 2 058.17 |
| EBIT | 21.13 | 150.09 | -36.97 | 121.36 | 296.16 |
| Net earnings | 4.14 | 2.63 | 3.41 | 156.86 | 39.72 |
| Shareholders equity total | 2 488.15 | 2 604.78 | 1 643.44 | 1 851.54 | 1 448.98 |
| Balance sheet total (assets) | 2 922.04 | 4 046.79 | 2 930.51 | 2 625.82 | 4 026.48 |
| Net debt | - 901.47 | -2 015.18 | -1 091.45 | - 810.37 | -2 271.45 |
| Profitability | |||||
| EBIT-% | 0.9 % | 6.8 % | -1.6 % | 5.4 % | 12.5 % |
| ROA | 0.9 % | 4.5 % | 0.2 % | 5.7 % | 9.8 % |
| ROE | 0.2 % | 0.1 % | 0.2 % | 9.0 % | 2.4 % |
| ROI | 1.0 % | 6.0 % | 0.3 % | 8.8 % | 19.4 % |
| Economic value added (EVA) | -94.24 | -19.60 | - 160.52 | 38.52 | 116.24 |
| Solvency | |||||
| Equity ratio | 85.2 % | 64.4 % | 56.1 % | 70.5 % | 36.0 % |
| Gearing | 0.9 % | 1.9 % | 2.8 % | 1.1 % | 2.0 % |
| Relative net indebtedness % | -21.4 % | -28.9 % | 6.6 % | -2.5 % | 11.7 % |
| Liquidity | |||||
| Quick ratio | 4.0 | 3.5 | 2.0 | 2.8 | 2.5 |
| Current ratio | 4.0 | 3.5 | 2.0 | 2.8 | 2.5 |
| Cash and cash equivalents | 923.38 | 2 063.59 | 1 137.94 | 830.12 | 2 300.14 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | 49.0 | 58.6 | 59.5 | 69.7 | 57.7 |
| Net working capital % | 46.5 % | 46.3 % | 13.4 % | 24.4 % | 65.9 % |
| Credit risk | |||||
| Credit rating | A | AA | AA | AA | A |
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