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Payment Group A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About Payment Group A/S
Payment Group A/S (CVR number: 40854088) is a company from RANDERS. The company recorded a gross profit of -54.5 kDKK in 2025. The operating profit was -54.5 kDKK, while net earnings were 209.1 mDKK. The profitability of the company measured by Return on Assets (ROA) was 281.2 %, which can be considered excellent and Return on Equity (ROE) was 294.3 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 99.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Payment Group A/S's liquidity measured by quick ratio was 693.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -10.30 | -71.94 | -26.05 | -1 141.28 | -54.54 |
| EBIT | -10.30 | -71.94 | -26.05 | -1 141.28 | -54.54 |
| Net earnings | 4 312.09 | 2 507.95 | 2 567.67 | 1 499.27 | 209 129.40 |
| Shareholders equity total | 19 921.75 | 22 429.71 | 24 997.38 | 26 496.66 | 115 626.05 |
| Balance sheet total (assets) | 33 995.86 | 33 678.43 | 31 618.30 | 33 018.53 | 115 793.06 |
| Net debt | 11 923.80 | 11 185.39 | 6 608.41 | 6 093.56 | 140.85 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 13.9 % | 8.5 % | 8.9 % | 5.4 % | 281.2 % |
| ROE | 24.3 % | 11.8 % | 10.8 % | 5.8 % | 294.3 % |
| ROI | 14.4 % | 8.7 % | 8.9 % | 5.5 % | 282.1 % |
| Economic value added (EVA) | -1 594.47 | -1 659.45 | -1 709.46 | -2 664.60 | -1 692.20 |
| Solvency | |||||
| Equity ratio | 58.6 % | 66.6 % | 79.1 % | 80.2 % | 99.9 % |
| Gearing | 59.9 % | 49.9 % | 26.4 % | 23.0 % | 0.1 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 0.2 | 0.2 | 0.0 | 0.2 | 693.4 |
| Current ratio | 0.2 | 0.2 | 0.0 | 0.2 | 693.4 |
| Cash and cash equivalents | 9.15 | ||||
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | A | A | A | A | A |
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