4FINANCE ApS — Credit Rating and Financial Key Figures

CVR number: 32557864
Lautrupsgade 11, 2100 København Ø
4finance.denmark@4finance.com
tel: 78772068
www.4finance.com
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Company information

Official name
4FINANCE ApS
Personnel
1 person
Established
2009
Company form
Private limited company
Industry

About 4FINANCE ApS

4FINANCE ApS (CVR number: 32557864) is a company from KØBENHAVN. The company recorded a gross profit of 956.1 kDKK in 2024. The operating profit was -866.5 kDKK, while net earnings were -971.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was -4.8 %, which can be considered poor and Return on Equity (ROE) was -16.8 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 20.7 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. 4FINANCE ApS's liquidity measured by quick ratio was 1.3 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit101 458.4323 131.8617 248.239 553.75956.13
EBIT83 411.441 555.9710 087.506 033.22- 866.51
Net earnings59 317.90-1 964.257 362.074 708.37- 971.11
Shareholders equity total63 715.6561 751.4031 913.478 621.852 950.73
Balance sheet total (assets)124 274.2589 695.7942 977.5921 816.5114 282.12
Net debt17 352.899 046.60-25 512.52-6 819.451 071.84
Profitability
EBIT-%
ROA44.6 %1.9 %15.2 %18.6 %-4.8 %
ROE82.9 %-3.1 %15.7 %23.2 %-16.8 %
ROI56.2 %2.4 %17.9 %27.4 %-12.5 %
Economic value added (EVA)54 423.73-2 921.743 900.073 082.28-1 345.85
Solvency
Equity ratio51.3 %68.8 %74.3 %39.5 %20.7 %
Gearing41.4 %22.9 %2.4 %9.2 %54.1 %
Relative net indebtedness %
Liquidity
Quick ratio2.03.44.71.71.3
Current ratio2.03.44.71.71.3
Cash and cash equivalents9 036.355 081.3926 263.597 609.41525.51
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBB

Variable visualization

ROA:-4.84%
Rating: 15/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:20.7%
Rating: 20/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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