4FINANCE ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About 4FINANCE ApS
4FINANCE ApS (CVR number: 32557864) is a company from KØBENHAVN. The company recorded a gross profit of 956.1 kDKK in 2024. The operating profit was -866.5 kDKK, while net earnings were -971.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was -4.8 %, which can be considered poor and Return on Equity (ROE) was -16.8 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 20.7 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. 4FINANCE ApS's liquidity measured by quick ratio was 1.3 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 101 458.43 | 23 131.86 | 17 248.23 | 9 553.75 | 956.13 |
EBIT | 83 411.44 | 1 555.97 | 10 087.50 | 6 033.22 | - 866.51 |
Net earnings | 59 317.90 | -1 964.25 | 7 362.07 | 4 708.37 | - 971.11 |
Shareholders equity total | 63 715.65 | 61 751.40 | 31 913.47 | 8 621.85 | 2 950.73 |
Balance sheet total (assets) | 124 274.25 | 89 695.79 | 42 977.59 | 21 816.51 | 14 282.12 |
Net debt | 17 352.89 | 9 046.60 | -25 512.52 | -6 819.45 | 1 071.84 |
Profitability | |||||
EBIT-% | |||||
ROA | 44.6 % | 1.9 % | 15.2 % | 18.6 % | -4.8 % |
ROE | 82.9 % | -3.1 % | 15.7 % | 23.2 % | -16.8 % |
ROI | 56.2 % | 2.4 % | 17.9 % | 27.4 % | -12.5 % |
Economic value added (EVA) | 54 423.73 | -2 921.74 | 3 900.07 | 3 082.28 | -1 345.85 |
Solvency | |||||
Equity ratio | 51.3 % | 68.8 % | 74.3 % | 39.5 % | 20.7 % |
Gearing | 41.4 % | 22.9 % | 2.4 % | 9.2 % | 54.1 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 2.0 | 3.4 | 4.7 | 1.7 | 1.3 |
Current ratio | 2.0 | 3.4 | 4.7 | 1.7 | 1.3 |
Cash and cash equivalents | 9 036.35 | 5 081.39 | 26 263.59 | 7 609.41 | 525.51 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BBB | BBB | BBB | BBB | BB |
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