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Howden Forsikringsmægler A/S — Credit Rating and Financial Key Figures

CVR number: 34890285
Dokken 10, 6700 Esbjerg
finans-forsikring@howdendanmark.dk
tel: 75119960
Free credit report Annual report

Credit rating

Company information

Official name
Howden Forsikringsmægler A/S
Personnel
134 persons
Established
2012
Company form
Limited company
Industry

About Howden Forsikringsmægler A/S

Howden Forsikringsmægler A/S (CVR number: 34890285) is a company from ESBJERG. The company recorded a gross profit of 52.9 mDKK in 2025. The operating profit was 25.5 mDKK, while net earnings were 17.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was 11.6 %, which can be considered good but Return on Equity (ROE) was 27.8 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 22.9 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Howden Forsikringsmægler A/S's liquidity measured by quick ratio was 0.7 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit49 337.0066 292.0080 973.0052 957.0052 872.00
EBIT-1 223.00594.00-3 444.00-41 025.0025 534.00
Net earnings-1 618.001 068.00-2 610.00-44 247.0017 727.00
Shareholders equity total2 450.003 517.0018 169.0071 893.0055 751.00
Balance sheet total (assets)40 355.0046 665.00142 477.00220 934.00244 927.00
Net debt20 667.0028 574.00131 644.00
Profitability
EBIT-%
ROA-2.5 %3.9 %-3.6 %-22.6 %11.6 %
ROE-49.6 %35.8 %-24.1 %-98.3 %27.8 %
ROI-3.7 %5.7 %-3.9 %-22.6 %12.3 %
Economic value added (EVA)-2 457.85- 974.30-5 101.50-41 937.9915 091.74
Solvency
Equity ratio6.1 %7.5 %100.0 %100.0 %22.9 %
Gearing982.0 %830.1 %272.7 %
Relative net indebtedness %
Liquidity
Quick ratio0.80.80.7
Current ratio0.80.80.7
Cash and cash equivalents3 391.00622.0020 368.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBB

Variable visualization

ROA:11.6%
Rating: 61/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:22.9%
Rating: 21/100
-1%
21%
50%
81%
99%
100%
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Roles

Companies in the same industry

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