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JJH Advize & Finans ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About JJH Advize & Finans ApS
JJH Advize & Finans ApS (CVR number: 14807381) is a company from SKIVE. The company recorded a gross profit of -876.6 kDKK in 2025. The operating profit was -1109.2 kDKK, while net earnings were 1750.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 3.8 %, which can be considered weak and Return on Equity (ROE) was 1.3 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 93.7 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. JJH Advize & Finans ApS's liquidity measured by quick ratio was 3.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | 150.00 | ||||
| Gross profit | - 392.90 | - 698.72 | - 981.86 | - 533.06 | - 876.59 |
| EBIT | - 651.53 | - 955.23 | -1 254.87 | - 822.13 | -1 109.23 |
| Net earnings | 11 533.95 | -1 338.45 | 4 401.06 | 7 544.55 | 1 750.20 |
| Shareholders equity total | 165 828.73 | 162 990.28 | 157 391.33 | 144 935.88 | 126 686.08 |
| Balance sheet total (assets) | 278 119.46 | 276 942.95 | 276 657.43 | 265 502.29 | 135 163.68 |
| Net debt | 68 613.91 | -17 402.14 | 98 884.54 | 96 957.45 | -19 305.53 |
| Profitability | |||||
| EBIT-% | -434.4 % | ||||
| ROA | 6.9 % | 2.2 % | 4.2 % | 5.3 % | 3.8 % |
| ROE | 7.2 % | -0.8 % | 2.7 % | 5.0 % | 1.3 % |
| ROI | 7.0 % | 2.7 % | 5.3 % | 5.3 % | 3.8 % |
| Economic value added (EVA) | -8 642.52 | -14 625.06 | -9 706.29 | -14 166.50 | -14 309.10 |
| Solvency | |||||
| Equity ratio | 59.6 % | 58.9 % | 56.9 % | 54.6 % | 93.7 % |
| Gearing | 66.6 % | 6.5 % | 70.8 % | 83.0 % | 6.7 % |
| Relative net indebtedness % | 47020.9 % | ||||
| Liquidity | |||||
| Quick ratio | 0.4 | 0.3 | 1.1 | 1.5 | 3.5 |
| Current ratio | 0.4 | 0.3 | 1.1 | 1.5 | 3.5 |
| Cash and cash equivalents | 41 759.44 | 28 049.73 | 12 501.12 | 23 324.21 | 27 730.50 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | -72437.3 % | ||||
| Credit risk | |||||
| Credit rating | A | A | A | A | A |
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