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E-FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About E-FINANS ApS
E-FINANS ApS (CVR number: 25140885) is a company from HØRSHOLM. The company recorded a gross profit of -14 kDKK in 2025. The operating profit was -14 kDKK, while net earnings were -727.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was -2.9 %, which can be considered poor and Return on Equity (ROE) was -4.6 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 98.2 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. E-FINANS ApS's liquidity measured by quick ratio was 36.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -10.34 | -16.32 | -15.11 | -17.25 | -14.00 |
| EBIT | -73.75 | -79.80 | -15.11 | -17.25 | -14.00 |
| Net earnings | 916.02 | -1 658.23 | 1 217.99 | 1 350.29 | - 727.61 |
| Shareholders equity total | 15 730.78 | 13 958.15 | 15 058.21 | 16 286.50 | 15 423.90 |
| Balance sheet total (assets) | 15 801.23 | 13 972.24 | 15 073.84 | 16 721.64 | 15 698.80 |
| Net debt | -12 340.63 | -10 516.80 | -11 248.41 | -11 869.94 | -9 346.82 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 6.5 % | 0.6 % | 8.4 % | 10.1 % | -2.9 % |
| ROE | 5.7 % | -11.2 % | 8.4 % | 8.6 % | -4.6 % |
| ROI | 6.5 % | 0.6 % | 8.4 % | 10.2 % | -2.9 % |
| Economic value added (EVA) | - 876.76 | - 870.36 | - 716.60 | - 771.27 | - 839.64 |
| Solvency | |||||
| Equity ratio | 99.6 % | 99.9 % | 99.9 % | 97.4 % | 98.2 % |
| Gearing | 0.0 % | 0.0 % | 0.0 % | 1.3 % | 0.0 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 220.7 | 974.2 | 948.8 | 28.7 | 36.4 |
| Current ratio | 220.7 | 974.2 | 948.8 | 28.7 | 36.4 |
| Cash and cash equivalents | 12 342.44 | 10 518.61 | 11 250.28 | 12 075.32 | 9 347.02 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | AA | AA | AA | AA | AA |
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