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C.L. FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About C.L. FINANS ApS
C.L. FINANS ApS (CVR number: 12277849) is a company from GENTOFTE. The company recorded a gross profit of -34.5 kDKK in 2025. The operating profit was -34.5 kDKK, while net earnings were 511 kDKK. The profitability of the company measured by Return on Assets (ROA) was 12.7 %, which can be considered good but Return on Equity (ROE) was 26 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 54.9 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. C.L. FINANS ApS's liquidity measured by quick ratio was 0.7 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -6.86 | -13.01 | -47.66 | -34.46 | |
| EBIT | -6.86 | 186.99 | 177.51 | -34.46 | |
| Net earnings | 42.32 | 258.29 | 1 434.59 | 230.68 | 511.04 |
| Shareholders equity total | - 216.41 | 41.89 | 1 476.48 | 1 707.16 | 2 218.19 |
| Balance sheet total (assets) | 831.37 | 1 142.64 | 5 552.95 | 4 990.69 | 4 040.83 |
| Net debt | 246.53 | 258.47 | 3 134.33 | 2 208.45 | 968.32 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 4.3 % | 25.6 % | 43.0 % | 7.1 % | 12.7 % |
| ROE | 5.3 % | 59.2 % | 189.0 % | 14.5 % | 26.0 % |
| ROI | 7.2 % | 41.8 % | 58.6 % | 8.8 % | 16.1 % |
| Economic value added (EVA) | 3.82 | -6.85 | 181.91 | - 105.66 | - 230.08 |
| Solvency | |||||
| Equity ratio | -20.7 % | 3.7 % | 26.6 % | 34.2 % | 54.9 % |
| Gearing | -113.9 % | 617.1 % | 212.3 % | 129.4 % | 45.2 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 31.9 | 4.8 | 103.9 | 1.5 | 0.7 |
| Current ratio | 31.9 | 4.8 | 103.9 | 1.5 | 0.7 |
| Cash and cash equivalents | 33.50 | ||||
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BB | BBB | BBB | BBB |
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