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FACTOR INSURANCE BROKERS A/S — Credit Rating and Financial Key Figures

CVR number: 20894601
Kongevejen 415, 2840 Holte
copenhagen@factor.dk
tel: 45160040
www.factor.dk
Free credit report Annual report

Credit rating

Company information

Official name
FACTOR INSURANCE BROKERS A/S
Personnel
12 persons
Established
1998
Company form
Limited company
Industry

About FACTOR INSURANCE BROKERS A/S

FACTOR INSURANCE BROKERS A/S (CVR number: 20894601) is a company from RUDERSDAL. The company recorded a gross profit of 10.5 mDKK in 2025. The operating profit was 22 kDKK, while net earnings were 826.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 3.5 %, which can be considered weak but Return on Equity (ROE) was 7.5 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 23.1 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. FACTOR INSURANCE BROKERS A/S's liquidity measured by quick ratio was 1 which is at a modest level. Thus, the company's liquid assets are in relative balance with its short-term liabilities, indicating a moderate liquidity position. While it's likely to meet its current obligations, financial flexibility may be constrained, and unexpected costs could pose challenges.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit9 499.009 672.0015 502.0010 530.9710 534.18
EBIT190.00563.00838.001 375.6522.04
Net earnings101.00477.00841.00130.71826.77
Shareholders equity total10 422.0010 899.0011 741.0011 871.3010 242.02
Balance sheet total (assets)12 471.0014 205.0024 428.0023 870.2544 649.32
Net debt1 171.86-19 887.28
Profitability
EBIT-%
ROA1.4 %4.2 %4.3 %6.0 %3.5 %
ROE1.0 %4.5 %7.4 %1.1 %7.5 %
ROI1.7 %4.2 %4.3 %6.7 %6.6 %
Economic value added (EVA)- 328.6339.29290.33785.67- 932.38
Solvency
Equity ratio100.0 %100.0 %100.0 %50.0 %23.1 %
Gearing60.0 %67.3 %
Relative net indebtedness %
Liquidity
Quick ratio1.51.0
Current ratio1.41.0
Cash and cash equivalents5 950.2726 780.20
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBABBBBBB

Variable visualization

ROA:3.48%
Rating: 37/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:23.1%
Rating: 21/100
-1%
21%
50%
81%
99%
100%
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Roles

Companies in the same industry

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