FACTOR INSURANCE BROKERS A/S — Credit Rating and Financial Key Figures

CVR number: 20894601
Kongevejen 415, 2840 Holte
copenhagen@factor.dk
tel: 45160040
www.factor.dk

Company information

Official name
FACTOR INSURANCE BROKERS A/S
Personnel
12 persons
Established
1998
Company form
Limited company
Industry

About FACTOR INSURANCE BROKERS A/S

FACTOR INSURANCE BROKERS A/S (CVR number: 20894601) is a company from RUDERSDAL. The company recorded a gross profit of 10.5 mDKK in 2024. The operating profit was 1375.7 kDKK, while net earnings were 130.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 6 %, which can be considered decent but Return on Equity (ROE) was 1.1 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 50 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. FACTOR INSURANCE BROKERS A/S's liquidity measured by quick ratio was 1.5 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit8 979.009 499.009 672.0015 501.9710 530.97
EBIT505.00190.00563.00837.911 375.65
Net earnings425.00101.00477.00841.46130.71
Shareholders equity total10 321.0010 422.0010 899.0011 740.5911 871.30
Balance sheet total (assets)13 783.0012 471.0014 205.0024 428.1623 870.25
Net debt-11 536.00-10 058.00-12 479.00-20 718.641 171.86
Profitability
EBIT-%
ROA3.8 %1.5 %4.2 %4.4 %6.0 %
ROE4.2 %1.0 %4.5 %7.4 %1.1 %
ROI5.0 %1.9 %5.3 %7.4 %9.4 %
Economic value added (EVA)507.91251.05544.76919.771 827.66
Solvency
Equity ratio76.8 %84.7 %77.6 %48.2 %50.0 %
Gearing0.0 %0.4 %0.1 %60.0 %
Relative net indebtedness %
Liquidity
Quick ratio4.16.14.41.91.5
Current ratio3.75.64.21.91.4
Cash and cash equivalents11 536.0010 059.0012 528.0020 735.815 950.27
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingABBBABBBA

Variable visualization

ROA:6.00%
Rating: 46/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:50.0%
Rating: 40/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

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