PenSam Credit K/S — Credit Rating and Financial Key Figures

PenSam Credit K/S (CVR number: 43723472) is a company from FURESØ. The company recorded a gross profit of 50 mDKK in 2025. The operating profit was 48.9 mDKK, while net earnings were 26.9 mDKK. The profitability of the company measured by Return on Assets (ROA) was 8.8 %, which can be considered good but Return on Equity (ROE) was 54.9 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 11 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. PenSam Credit K/S's liquidity measured by quick ratio was 501.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.