PenSam Credit K/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About PenSam Credit K/S
PenSam Credit K/S (CVR number: 43723472) is a company from FURESØ. The company recorded a gross profit of 14.7 kDKK in 2023. The operating profit was 14.7 kDKK, while net earnings were -421.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 0.1 %, which can be considered weak but Return on Equity (ROE) was -2.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 46.8 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. PenSam Credit K/S's liquidity measured by quick ratio was 22.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2023 | |
|---|---|
| Volume | |
| Net sales | |
| Gross profit | 14.71 |
| EBIT | 14.71 |
| Net earnings | - 421.56 |
| Shareholders equity total | 19 578.44 |
| Balance sheet total (assets) | 41 791.35 |
| Net debt | -20 351.47 |
| Profitability | |
| EBIT-% | |
| ROA | 0.1 % |
| ROE | -2.2 % |
| ROI | 0.2 % |
| Economic value added (EVA) | 14.71 |
| Solvency | |
| Equity ratio | 46.8 % |
| Gearing | |
| Relative net indebtedness % | |
| Liquidity | |
| Quick ratio | 22.9 |
| Current ratio | 22.9 |
| Cash and cash equivalents | 20 351.47 |
| Capital use efficiency | |
| Trade debtors turnover (days) | |
| Net working capital % | |
| Credit risk | |
| Credit rating | BBB |
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