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GP FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About GP FINANS ApS
GP FINANS ApS (CVR number: 31939992) is a company from ISHØJ. The company recorded a gross profit of -41.2 kDKK in 2025. The operating profit was -41.2 kDKK, while net earnings were -846.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 4.7 %, which can be considered decent but Return on Equity (ROE) was -2.5 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 75.4 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. GP FINANS ApS's liquidity measured by quick ratio was 3.6 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -2 703.00 | - 103.57 | -48.92 | - 708.37 | -41.16 |
| EBIT | -2 703.00 | - 103.57 | -48.92 | - 708.37 | -41.16 |
| Net earnings | 1 027.00 | -8 782.09 | 3 258.88 | -2 637.38 | - 846.81 |
| Shareholders equity total | 41 978.00 | 33 416.62 | 36 675.50 | 34 038.12 | 33 191.31 |
| Balance sheet total (assets) | 51 057.00 | 44 305.07 | 47 717.54 | 41 668.69 | 44 008.24 |
| Net debt | -20 291.00 | 2 249.18 | 5 245.42 | 1 858.34 | 5 027.23 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 5.2 % | 9.2 % | 14.4 % | 3.9 % | 4.7 % |
| ROE | 2.5 % | -23.3 % | 9.3 % | -7.5 % | -2.5 % |
| ROI | 5.8 % | -3.5 % | 8.6 % | -4.4 % | 4.7 % |
| Economic value added (EVA) | -5 126.21 | -2 371.01 | -2 218.72 | -3 103.59 | -2 132.50 |
| Solvency | |||||
| Equity ratio | 82.2 % | 75.4 % | 76.9 % | 81.7 % | 75.4 % |
| Gearing | 7.5 % | 29.2 % | 30.0 % | 22.3 % | 32.3 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 4.8 | 3.4 | 3.8 | 4.9 | 3.6 |
| Current ratio | 4.8 | 3.4 | 3.8 | 4.9 | 3.6 |
| Cash and cash equivalents | 23 423.00 | 7 514.27 | 5 745.08 | 5 722.23 | 5 707.30 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | A | BBB | A | BBB | A |
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