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Bjørn Finans ApS — Credit Rating and Financial Key Figures

CVR number: 41503548
Monradsgade 7, 7400 Herning
Free credit report Annual report

Company information

Official name
Bjørn Finans ApS
Established
2020
Company form
Private limited company
Industry

About Bjørn Finans ApS

Bjørn Finans ApS (CVR number: 41503548) is a company from HERNING. The company recorded a gross profit of 0.1 kDKK in 2025. The operating profit was 0.1 kDKK, while net earnings were 3432 kDKK. The profitability of the company measured by Return on Assets (ROA) was 22.1 %, which can be considered excellent and Return on Equity (ROE) was 21.9 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 99.8 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Bjørn Finans ApS's liquidity measured by quick ratio was 1201.2 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-0.120.12
EBIT-0.120.12
Net earnings123.01110.31112.051 414.293 431.97
Shareholders equity total13 101.5513 211.8713 323.9214 238.2017 170.17
Balance sheet total (assets)13 101.5513 235.2413 348.6414 263.0417 199.97
Net debt-1.33-7.27-0.18-0.22-0.36
Profitability
EBIT-%
ROA1.2 %1.1 %1.1 %10.5 %22.1 %
ROE0.9 %0.8 %0.8 %10.3 %21.9 %
ROI1.2 %1.1 %1.1 %10.5 %22.1 %
Economic value added (EVA)- 652.17- 658.35- 663.90- 669.64- 715.35
Solvency
Equity ratio100.0 %99.8 %99.8 %99.8 %99.8 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio882.3896.2843.11 201.2
Current ratio882.3896.2843.11 201.2
Cash and cash equivalents1.337.270.180.220.36
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAA

Variable visualization

ROA:22.1%
Rating: 77/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:99.8%
Rating: 97/100
-1%
21%
50%
81%
99%
100%
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