Bjørn Finans ApS — Credit Rating and Financial Key Figures

CVR number: 41503548
Monradsgade 7, 7400 Herning

Company information

Official name
Bjørn Finans ApS
Established
2020
Company form
Private limited company
Industry

About Bjørn Finans ApS

Bjørn Finans ApS (CVR number: 41503548) is a company from HERNING. The company recorded a gross profit of 0 kDKK in 2023. The operating profit was 0 kDKK, while net earnings were 112.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 1.1 %, which can be considered weak and Return on Equity (ROE) was 0.8 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 99.8 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Bjørn Finans ApS's liquidity measured by quick ratio was 896.2 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
Volume
Net sales
Gross profit
EBIT
Net earnings123.02123.01110.31112.05
Shareholders equity total12 978.5513 101.5513 211.8713 323.92
Balance sheet total (assets)13 013.2413 101.5513 235.2413 348.64
Net debt-11.90-1.33-7.27-0.18
Profitability
EBIT-%
ROA1.2 %1.2 %1.1 %1.1 %
ROE0.9 %0.9 %0.8 %0.8 %
ROI1.2 %1.2 %1.1 %1.1 %
Economic value added (EVA)- 651.57- 658.29- 663.53
Solvency
Equity ratio99.7 %100.0 %99.8 %99.8 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio882.3896.2
Current ratio882.3896.2
Cash and cash equivalents11.901.337.270.18
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBAA

Variable visualization

ROA:1.09%
Rating: 25/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:99.8%
Rating: 97/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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