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S.J. A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About S.J. A/S
S.J. A/S (CVR number: 20940409) is a company from FREDERIKSBERG. The company recorded a gross profit of -50 kDKK in 2025. The operating profit was -50 kDKK, while net earnings were -172.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was 6.7 %, which can be considered decent but Return on Equity (ROE) was -0.7 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 72.1 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. S.J. A/S's liquidity measured by quick ratio was 3.6 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -35.31 | -48.19 | -52.06 | -60.00 | -50.00 |
| EBIT | -35.31 | -48.19 | -52.06 | -60.00 | -50.00 |
| Net earnings | 4 114.42 | -2 742.07 | 1 720.54 | 3 778.70 | - 172.50 |
| Shareholders equity total | 26 695.25 | 22 153.17 | 22 073.71 | 24 052.42 | 22 079.92 |
| Balance sheet total (assets) | 34 801.92 | 30 359.85 | 30 501.73 | 32 441.60 | 30 621.94 |
| Net debt | -26 303.51 | -21 068.42 | -20 993.26 | -23 191.08 | -21 617.31 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 14.1 % | 2.7 % | 10.1 % | 15.4 % | 6.7 % |
| ROE | 16.1 % | -11.2 % | 7.8 % | 16.4 % | -0.7 % |
| ROI | 16.0 % | 2.7 % | 10.1 % | 15.4 % | 6.7 % |
| Economic value added (EVA) | -1 259.02 | -1 784.10 | -1 571.59 | -1 587.47 | -1 663.18 |
| Solvency | |||||
| Equity ratio | 76.7 % | 73.0 % | 72.4 % | 74.1 % | 72.1 % |
| Gearing | 30.2 % | 36.8 % | 38.0 % | 34.7 % | 38.2 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 4.3 | 3.7 | 3.6 | 3.9 | 3.6 |
| Current ratio | 4.3 | 3.7 | 3.6 | 3.9 | 3.6 |
| Cash and cash equivalents | 34 357.28 | 29 213.22 | 29 381.28 | 31 530.26 | 30 059.33 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | A | AA | AA | AA | AA |
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