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Howden Financial Advisory ApS — Credit Rating and Financial Key Figures

CVR number: 39374773
Nørgaardsvej 30, 2800 Kongens Lyngby
finans-finpro@howdendanmark.dk
tel: 81807500
https://northrisk.dk
Free credit report Annual report

Credit rating

Company information

Official name
Howden Financial Advisory ApS
Personnel
17 persons
Established
2018
Company form
Private limited company
Industry

About Howden Financial Advisory ApS

Howden Financial Advisory ApS (CVR number: 39374773) is a company from LYNGBY-TAARBÆK. The company recorded a gross profit of 14.1 mDKK in 2025. The operating profit was 9444 kDKK, while net earnings were 1465 kDKK. The profitability of the company measured by Return on Assets (ROA) was 6.1 %, which can be considered decent but Return on Equity (ROE) was 4 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 38.7 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Howden Financial Advisory ApS's liquidity measured by quick ratio was 0.5 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit10 585.009 749.0015 175.0012 031.0014 082.00
EBIT6 329.003 435.004 417.00-2 983.009 444.00
Net earnings4 855.002 843.003 536.00-6 926.001 465.00
Shareholders equity total9 407.0012 250.0015 786.0027 957.0045 365.00
Balance sheet total (assets)13 314.0018 955.0022 976.0096 769.00117 294.00
Net debt-2 092.00- 456.00- 125.0050 585.0052 377.00
Profitability
EBIT-%
ROA62.2 %22.3 %21.8 %-8.6 %6.1 %
ROE69.6 %26.3 %25.2 %-31.7 %4.0 %
ROI91.0 %30.3 %27.8 %-9.5 %6.6 %
Economic value added (EVA)4 685.282 247.152 694.03-3 372.921 528.38
Solvency
Equity ratio71.8 %64.6 %68.7 %28.9 %38.7 %
Gearing0.2 %199.7 %118.1 %
Relative net indebtedness %
Liquidity
Quick ratio3.64.05.10.30.5
Current ratio3.44.05.10.30.5
Cash and cash equivalents2 092.00456.00157.005 251.001 180.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBABBBBBB

Variable visualization

ROA:6.08%
Rating: 46/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:38.7%
Rating: 32/100
-1%
21%
50%
81%
99%
100%
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Roles

Companies in the same industry

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