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Visma Dinero ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Visma Dinero ApS
Visma Dinero ApS (CVR number: 34731543) is a company from KØBENHAVN. The company reported a net sales of 253.5 mDKK in 2025, demonstrating a growth of 16.9 % compared to the previous year. The operating profit percentage was at 54.6 % (EBIT: 138.5 mDKK), while net earnings were 110.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was 62.5 %, which can be considered excellent and Return on Equity (ROE) was 108.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 45.2 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. Visma Dinero ApS's liquidity measured by quick ratio was 1.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsNet sales (mDKK)
EBIT (mDKK)
Profitability
Solidity
Key figures (mDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | 98.88 | 130.03 | 164.20 | 216.83 | 253.49 |
| Gross profit | 75.28 | 96.80 | 124.41 | 167.61 | 198.40 |
| EBIT | 42.73 | 55.44 | 77.67 | 113.32 | 138.47 |
| Net earnings | 32.97 | 42.67 | 61.74 | 91.61 | 110.75 |
| Shareholders equity total | 33.48 | 43.16 | 62.90 | 92.51 | 111.25 |
| Balance sheet total (assets) | 83.52 | 136.63 | 158.77 | 209.28 | 246.11 |
| Net debt | 1.36 | 1.52 | 1.52 | ||
| Profitability | |||||
| EBIT-% | 43.2 % | 42.6 % | 47.3 % | 52.3 % | 54.6 % |
| ROA | 57.0 % | 50.4 % | 54.6 % | 64.3 % | 62.5 % |
| ROE | 109.0 % | 111.4 % | 116.4 % | 117.9 % | 108.7 % |
| ROI | 57.0 % | 50.4 % | 80.3 % | 149.5 % | 137.5 % |
| Economic value added (EVA) | 41.37 | 53.76 | 58.39 | 85.08 | 103.27 |
| Solvency | |||||
| Equity ratio | 100.0 % | 100.0 % | 39.6 % | 44.2 % | 45.2 % |
| Gearing | 2.2 % | 1.6 % | 1.4 % | ||
| Relative net indebtedness % | 58.4 % | 53.9 % | 53.2 % | ||
| Liquidity | |||||
| Quick ratio | 1.7 | 1.8 | 1.8 | ||
| Current ratio | 1.7 | 1.8 | 1.8 | ||
| Cash and cash equivalents | |||||
| Capital use efficiency | |||||
| Trade debtors turnover (days) | 24.7 | 31.7 | 21.0 | ||
| Net working capital % | 39.2 % | 43.0 % | 44.3 % | ||
| Credit risk | |||||
| Credit rating | A | A | BBB | A | A |
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