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M.L. FINANS INVEST A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About M.L. FINANS INVEST A/S
M.L. FINANS INVEST A/S (CVR number: 21127140) is a company from ROSKILDE. The company recorded a gross profit of -31.9 kDKK in 2025. The operating profit was -31.9 kDKK, while net earnings were 384.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 7.6 %, which can be considered decent but Return on Equity (ROE) was 8.7 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 62.7 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. M.L. FINANS INVEST A/S's liquidity measured by quick ratio was 2.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -22.13 | -23.18 | -24.85 | -41.41 | -31.94 |
| EBIT | -22.13 | -23.18 | -24.85 | -41.41 | -31.94 |
| Net earnings | 3 207.82 | 1 576.55 | 141.29 | 3 109.79 | 384.26 |
| Shareholders equity total | 10 154.97 | 11 731.51 | 11 872.81 | 4 982.59 | 3 866.86 |
| Balance sheet total (assets) | 19 471.98 | 23 534.02 | 24 830.44 | 5 173.58 | 6 163.02 |
| Net debt | -10 160.20 | -11 695.03 | -11 711.94 | -3 396.07 | -3 602.92 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 23.3 % | 8.5 % | 3.3 % | 21.8 % | 7.6 % |
| ROE | 37.5 % | 14.4 % | 1.2 % | 36.9 % | 8.7 % |
| ROI | 23.3 % | 8.5 % | 3.3 % | 21.8 % | 7.6 % |
| Economic value added (EVA) | - 493.93 | -1 000.35 | -1 206.55 | -1 286.92 | - 288.91 |
| Solvency | |||||
| Equity ratio | 52.2 % | 49.8 % | 47.8 % | 96.3 % | 62.7 % |
| Gearing | 91.6 % | 100.5 % | 109.0 % | 3.3 % | 58.7 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 2.1 | 2.0 | 1.9 | 27.1 | 2.7 |
| Current ratio | 2.1 | 2.0 | 1.9 | 27.1 | 2.7 |
| Cash and cash equivalents | 19 459.52 | 23 479.84 | 24 651.88 | 3 560.67 | 5 872.71 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | AA | AA | A | A | AA |
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