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A.J. FINANS A/S — Credit Rating and Financial Key Figures

CVR number: 19939839
Sundgårdsvej 103, 8700 Horsens
tel: 22213200
Free credit report Annual report

Company information

Official name
A.J. FINANS A/S
Personnel
1 person
Established
1996
Company form
Limited company
Industry

About A.J. FINANS A/S

A.J. FINANS A/S (CVR number: 19939839) is a company from HORSENS. The company recorded a gross profit of -21.1 kDKK in 2025. The operating profit was -221.5 kDKK, while net earnings were -31.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 0.2 %, which can be considered weak but Return on Equity (ROE) was -0.7 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 99.7 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. A.J. FINANS A/S's liquidity measured by quick ratio was 397.1 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-18.32-20.63-20.23-21.22-21.12
EBIT- 168.31- 170.63- 228.11- 200.22- 221.51
Net earnings388.34- 637.5724.03311.75-31.23
Shareholders equity total4 940.794 303.224 327.264 639.004 607.77
Balance sheet total (assets)4 963.564 320.444 338.514 660.254 619.41
Net debt-4 955.10-4 087.69-4 151.43-4 557.42-4 485.75
Profitability
EBIT-%
ROA11.1 %1.5 %2.1 %9.5 %0.2 %
ROE8.1 %-13.8 %0.6 %7.0 %-0.7 %
ROI11.1 %1.5 %2.1 %9.5 %0.2 %
Economic value added (EVA)- 376.34- 381.85- 356.77- 373.78- 404.70
Solvency
Equity ratio99.5 %99.6 %99.7 %99.5 %99.7 %
Gearing0.2 %0.1 %0.2 %0.0 %
Relative net indebtedness %
Liquidity
Quick ratio218.0251.0385.6219.3397.1
Current ratio218.0251.0385.6219.3397.1
Cash and cash equivalents4 963.264 093.654 151.434 567.424 486.14
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAAAAAA

Variable visualization

ROA:0.18%
Rating: 21/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:99.7%
Rating: 96/100
-1%
21%
50%
81%
99%
100%
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Graph failed to load

Roles

Board member
Board member
Board member

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