B. L. FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 20676507
Finlandgade 1, 5000 Odense C
Free credit report Annual report

Company information

Official name
B. L. FINANS ApS
Personnel
2 persons
Established
1998
Company form
Private limited company
Industry

About B. L. FINANS ApS

B. L. FINANS ApS (CVR number: 20676507) is a company from ODENSE. The company recorded a gross profit of -371.2 kDKK in 2025. The operating profit was -971.2 kDKK, while net earnings were 1748.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 4.4 %, which can be considered decent but Return on Equity (ROE) was 3.7 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 93.3 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. B. L. FINANS ApS's liquidity measured by quick ratio was 10.1 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit1 419.931 519.99790.57-66.21- 371.21
EBIT544.00421.22129.53- 666.21- 971.21
Net earnings10 763.1015 950.9715 008.1522 422.401 748.92
Shareholders equity total34 422.0946 373.0647 881.2255 303.6139 052.54
Balance sheet total (assets)37 369.2448 338.5152 427.8755 822.2541 863.65
Net debt2 216.771 333.75-1 565.07-4 702.70-2 034.81
Profitability
EBIT-%
ROA34.1 %37.9 %30.4 %42.6 %4.4 %
ROE35.8 %39.5 %31.8 %43.5 %3.7 %
ROI34.9 %38.5 %31.2 %43.7 %4.5 %
Economic value added (EVA)- 926.40-1 517.41-2 300.82-3 034.55-3 493.69
Solvency
Equity ratio92.1 %95.9 %91.3 %99.1 %93.3 %
Gearing6.4 %2.9 %5.1 %5.3 %
Relative net indebtedness %
Liquidity
Quick ratio0.10.00.9998.010.1
Current ratio0.10.00.9998.010.1
Cash and cash equivalents4 021.004 702.704 111.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingABBBAAA

Variable visualization

ROA:4.43%
Rating: 41/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:93.3%
Rating: 74/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Board member
Board member

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