Certus Forsikringsagentur ApS — Credit Rating and Financial Key Figures

CVR number: 33883560
Olaf Ryes Gade 7 K, 6000 Kolding
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Credit rating

Company information

Official name
Certus Forsikringsagentur ApS
Personnel
6 persons
Established
2011
Company form
Private limited company
Industry

About Certus Forsikringsagentur ApS

Certus Forsikringsagentur ApS (CVR number: 33883560) is a company from KOLDING. The company recorded a gross profit of 3371.1 kDKK in 2024. The operating profit was 1049.5 kDKK, while net earnings were 700.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 29.3 %, which can be considered excellent and Return on Equity (ROE) was 60.8 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 28.5 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Certus Forsikringsagentur ApS's liquidity measured by quick ratio was 1.3 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit1 876.191 747.132 356.642 366.053 371.11
EBIT362.80444.511 452.32929.611 049.49
Net earnings218.42232.781 001.56605.50700.95
Shareholders equity total386.04618.821 501.561 105.501 200.95
Balance sheet total (assets)1 314.242 242.083 257.482 985.714 214.93
Net debt- 195.50- 248.64- 617.81- 478.87- 763.61
Profitability
EBIT-%
ROA21.5 %25.0 %52.8 %29.8 %29.3 %
ROE78.9 %46.3 %94.5 %46.5 %60.8 %
ROI131.1 %88.5 %136.6 %71.3 %91.3 %
Economic value added (EVA)268.53326.641 099.47648.20762.34
Solvency
Equity ratio29.4 %27.6 %46.1 %37.0 %28.5 %
Gearing0.0 %
Relative net indebtedness %
Liquidity
Quick ratio1.11.21.71.51.3
Current ratio1.11.21.71.51.3
Cash and cash equivalents195.50248.64617.81478.87763.79
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBB

Variable visualization

ROA:29.3%
Rating: 83/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:28.5%
Rating: 25/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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