Financial Service Group ApS — Credit Rating and Financial Key Figures

CVR number: 40379894
Hobrovej 963, 9530 Støvring
jbc@broholding.com
tel: 70227070

Company information

Official name
Financial Service Group ApS
Established
2019
Company form
Private limited company
Industry

About Financial Service Group ApS

Financial Service Group ApS (CVR number: 40379894) is a company from AALBORG. The company recorded a gross profit of 68.5 kDKK in 2023. The operating profit was 68.5 kDKK, while net earnings were 53.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 7.1 %, which can be considered decent but Return on Equity (ROE) was 12.1 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 21.8 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Financial Service Group ApS's liquidity measured by quick ratio was 4.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit161.11-67.60409.17133.5168.48
EBIT161.11-67.60409.17133.5168.48
Net earnings108.03- 121.60262.15121.0953.57
Shareholders equity total155.8734.27296.43417.51471.08
Balance sheet total (assets)2 502.052 079.052 704.052 640.292 156.28
Net debt830.691 063.95170.8035.0269.86
Profitability
EBIT-%
ROA6.7 %-1.9 %18.9 %9.0 %7.1 %
ROE69.3 %-127.9 %158.5 %33.9 %12.1 %
ROI6.7 %-2.0 %20.1 %10.7 %8.8 %
Economic value added (EVA)125.66-76.07320.6496.9132.43
Solvency
Equity ratio6.2 %1.6 %11.0 %15.8 %21.8 %
Gearing636.3 %3291.9 %109.1 %8.4 %14.8 %
Relative net indebtedness %
Liquidity
Quick ratio1.00.54.14.04.9
Current ratio2.51.84.44.35.5
Cash and cash equivalents161.1164.30152.58
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBB

Variable visualization

ROA:7.08%
Rating: 49/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:21.8%
Rating: 21/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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