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A.T. FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About A.T. FINANS ApS
A.T. FINANS ApS (CVR number: 33590490) is a company from KØBENHAVN. The company recorded a gross profit of -9.8 kDKK in 2025. The operating profit was -9.8 kDKK, while net earnings were -203.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 6.7 %, which can be considered decent but Return on Equity (ROE) was -67.9 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 76.2 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. A.T. FINANS ApS's liquidity measured by quick ratio was 4.2 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -7.00 | -6.00 | -8.00 | -7.00 | -9.75 |
| EBIT | -7.00 | -6.00 | -8.00 | -7.00 | -9.75 |
| Net earnings | 63.00 | 6.00 | -29.00 | 23.00 | - 203.13 |
| Shareholders equity total | 400.00 | 406.00 | 377.00 | 401.00 | 197.73 |
| Balance sheet total (assets) | 458.00 | 465.00 | 437.00 | 466.00 | 259.45 |
| Net debt | - 454.00 | - 461.00 | - 435.00 | - 464.00 | - 256.02 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 49.1 % | 26.2 % | 10.4 % | 6.7 % | |
| ROE | 17.1 % | 1.5 % | -7.4 % | 5.9 % | -67.9 % |
| ROI | 56.7 % | 30.0 % | 12.1 % | 8.2 % | |
| Economic value added (EVA) | -23.93 | -26.10 | -28.40 | -24.31 | -29.59 |
| Solvency | |||||
| Equity ratio | 87.3 % | 87.3 % | 86.3 % | 86.1 % | 76.2 % |
| Gearing | 0.2 % | ||||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 7.9 | 7.9 | 7.3 | 7.9 | 4.2 |
| Current ratio | 7.9 | 7.9 | 7.3 | 7.9 | 4.2 |
| Cash and cash equivalents | 454.00 | 461.00 | 435.00 | 464.00 | 256.36 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BB | BB | BB | BB | BB |
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