Howden Realkreditrådgivning ApS — Credit Rating and Financial Key Figures

CVR number: 27077048
Nørgaardsvej 30, 2800 Kongens Lyngby
finans-realkredit@howdendanmark.dk
tel: 33147950
www.northrisk.dk

Credit rating

Company information

Official name
Howden Realkreditrådgivning ApS
Personnel
10 persons
Established
2003
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About Howden Realkreditrådgivning ApS

Howden Realkreditrådgivning ApS (CVR number: 27077048) is a company from LYNGBY-TAARBÆK. The company recorded a gross profit of 9500 kDKK in 2023. The operating profit was -997 kDKK, while net earnings were -2094 kDKK. The profitability of the company measured by Return on Assets (ROA) was -4.4 %, which can be considered poor and Return on Equity (ROE) was -6.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 95 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Howden Realkreditrådgivning ApS's liquidity measured by quick ratio was 8.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit16 014.3313 545.4611 075.0018 642.009 500.00
EBIT12 587.969 510.876 657.008 322.00- 997.00
Net earnings9 829.687 404.175 134.006 631.00-2 094.00
Shareholders equity total10 119.693 723.868 858.0015 489.0050 804.00
Balance sheet total (assets)11 582.246 318.4911 740.0021 579.0053 462.00
Net debt-10 936.70-4 747.33-8 257.00- 691.00- 336.00
Profitability
EBIT-%
ROA184.4 %106.3 %73.7 %51.2 %-4.4 %
ROE165.1 %107.0 %81.6 %54.5 %-6.3 %
ROI211.6 %135.6 %100.4 %68.5 %-4.9 %
Economic value added (EVA)9 821.397 458.885 266.256 586.00-2 016.43
Solvency
Equity ratio93.9 %58.9 %75.5 %71.8 %95.0 %
Gearing1.8 %0.1 %
Relative net indebtedness %
Liquidity
Quick ratio17.52.23.73.58.7
Current ratio7.92.23.73.58.7
Cash and cash equivalents10 936.704 747.338 419.00691.00376.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBA

Variable visualization

ROA:-4.35%
Rating: 16/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:95.0%
Rating: 76/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Chief executive officer

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