STB BYG A/S — Credit Rating and Financial Key Figures

CVR number: 20090642
Gammelmarksvej 23, 7100 Vejle
stb@stbbyg.dk
tel: 75872544

Credit rating

Company information

Official name
STB BYG A/S
Personnel
1 person
Established
1997
Company form
Limited company
Industry

About STB BYG A/S

STB BYG A/S (CVR number: 20090642) is a company from VEJLE. The company reported a net sales of 158.6 mDKK in 2020, demonstrating a decline of -57.4 % compared to the previous year. The operating profit percentage was at 2.1 % (EBIT: 3.3 mDKK), while net earnings were 2080.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 3.3 %, which can be considered weak but Return on Equity (ROE) was 7.7 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 16.8 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. STB BYG A/S's liquidity measured by quick ratio was 1.4 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Net sales (mDKK)

EBIT (mDKK)

Profitability

Solidity

Key figures (mDKK)

See financials
2016
2017
2018
2019
2020
Volume
Net sales354.76400.84443.73372.09158.63
Gross profit58.4265.1540.7658.4549.32
EBIT18.5114.69-15.833.503.32
Net earnings15.9013.31-11.834.272.08
Shareholders equity total42.9345.2529.3233.5920.17
Balance sheet total (assets)138.51164.67190.98129.73119.88
Net debt-16.07-4.2810.6113.5927.72
Profitability
EBIT-%5.2 %3.7 %-3.6 %0.9 %2.1 %
ROA15.0 %13.1 %-7.0 %4.4 %3.3 %
ROE37.0 %30.2 %-31.7 %13.6 %7.7 %
ROI33.7 %31.0 %-19.1 %11.3 %7.1 %
Economic value added (EVA)14.4810.20-14.031.770.87
Solvency
Equity ratio37.3 %27.5 %15.4 %25.9 %16.8 %
Gearing4.6 %17.0 %70.8 %42.9 %137.7 %
Relative net indebtedness %17.5 %23.7 %32.4 %24.4 %61.0 %
Liquidity
Quick ratio2.41.51.21.41.4
Current ratio1.71.51.21.41.4
Cash and cash equivalents18.0611.9610.140.830.06
Capital use efficiency
Trade debtors turnover (days)43.061.765.241.2136.2
Net working capital %10.1 %10.3 %5.0 %9.1 %17.6 %
Credit risk
Credit ratingAAABBBABBB

Variable visualization

ROA:3.25%
Rating: 36/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:16.8%
Rating: 16/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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