MAL Finans ApS — Credit Rating and Financial Key Figures

CVR number: 39787393
Holmevej 4, 2670 Greve

Company information

Official name
MAL Finans ApS
Established
2018
Company form
Private limited company
Industry

About MAL Finans ApS

MAL Finans ApS (CVR number: 39787393) is a company from GREVE. The company recorded a gross profit of -21.3 kDKK in 2024. The operating profit was -21.3 kDKK, while net earnings were 1062 kDKK. The profitability of the company measured by Return on Assets (ROA) was 18 %, which can be considered excellent and Return on Equity (ROE) was 18.6 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 98.4 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. MAL Finans ApS's liquidity measured by quick ratio was 13.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit-4.60-7.10-5.85-5.12-21.32
EBIT-4.60-7.10-5.85-5.12-21.32
Net earnings523.75455.942 210.521 692.531 062.03
Shareholders equity total929.061 385.003 595.515 288.046 150.07
Balance sheet total (assets)3 481.974 028.486 359.845 652.026 248.19
Net debt1 384.711 465.791 575.89-29.71-1 213.16
Profitability
EBIT-%
ROA17.0 %13.5 %43.3 %29.4 %18.0 %
ROE78.5 %39.4 %88.8 %38.1 %18.6 %
ROI17.6 %14.2 %47.6 %32.5 %18.8 %
Economic value added (EVA)- 123.84- 128.89- 157.75- 284.94- 283.80
Solvency
Equity ratio26.7 %34.4 %56.5 %93.6 %98.4 %
Gearing163.9 %119.6 %55.2 %
Relative net indebtedness %
Liquidity
Quick ratio0.40.30.34.613.3
Current ratio0.40.30.34.613.3
Cash and cash equivalents137.69190.60409.2029.711 213.16
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBAAA

Variable visualization

ROA:18.0%
Rating: 71/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:98.4%
Rating: 80/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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