CREDITREFORM ApS — Credit Rating and Financial Key Figures

CVR number: 28489803
Torvegade 6, 6330 Padborg

Credit rating

Company information

Official name
CREDITREFORM ApS
Established
2005
Company form
Private limited company
Industry
  • Expand more icon82Office administrative, office support and other business support activities

About CREDITREFORM ApS

CREDITREFORM ApS (CVR number: 28489803) is a company from AABENRAA. The company recorded a gross profit of -15.4 kDKK in 2024. The operating profit was -15.4 kDKK, while net earnings were -15.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was -20.4 %, which can be considered poor and Return on Equity (ROE) was -25.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 80.2 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. CREDITREFORM ApS's liquidity measured by quick ratio was 5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit-11.00-12.00-12.00-14.00-15.38
EBIT-11.00-12.00-12.00-14.00-15.38
Net earnings-11.00-13.00-11.00-14.00-15.72
Shareholders equity total108.0095.0084.0070.0054.11
Balance sheet total (assets)119.00107.0095.0083.0067.51
Net debt- 119.00- 104.00-89.00-75.00-56.00
Profitability
EBIT-%
ROA-8.8 %-10.6 %-11.9 %-15.7 %-20.4 %
ROE-9.7 %-12.8 %-12.3 %-18.2 %-25.3 %
ROI-9.7 %-11.8 %-13.4 %-18.2 %-24.8 %
Economic value added (EVA)-10.45-11.45-11.55-13.75-15.13
Solvency
Equity ratio90.8 %88.8 %88.4 %84.3 %80.2 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio10.88.98.66.45.0
Current ratio10.88.98.66.45.0
Cash and cash equivalents119.00104.0089.0075.0056.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBB

Variable visualization

ROA:-20.4%
Rating: 0/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:80.2%
Rating: 59/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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