CREDITREFORM ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About CREDITREFORM ApS
CREDITREFORM ApS (CVR number: 28489803) is a company from AABENRAA. The company recorded a gross profit of -15.4 kDKK in 2024. The operating profit was -15.4 kDKK, while net earnings were -15.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was -20.4 %, which can be considered poor and Return on Equity (ROE) was -25.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 80.2 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. CREDITREFORM ApS's liquidity measured by quick ratio was 5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -11.00 | -12.00 | -12.00 | -14.00 | -15.38 |
EBIT | -11.00 | -12.00 | -12.00 | -14.00 | -15.38 |
Net earnings | -11.00 | -13.00 | -11.00 | -14.00 | -15.72 |
Shareholders equity total | 108.00 | 95.00 | 84.00 | 70.00 | 54.11 |
Balance sheet total (assets) | 119.00 | 107.00 | 95.00 | 83.00 | 67.51 |
Net debt | - 119.00 | - 104.00 | -89.00 | -75.00 | -56.00 |
Profitability | |||||
EBIT-% | |||||
ROA | -8.8 % | -10.6 % | -11.9 % | -15.7 % | -20.4 % |
ROE | -9.7 % | -12.8 % | -12.3 % | -18.2 % | -25.3 % |
ROI | -9.7 % | -11.8 % | -13.4 % | -18.2 % | -24.8 % |
Economic value added (EVA) | -10.45 | -11.45 | -11.55 | -13.75 | -15.13 |
Solvency | |||||
Equity ratio | 90.8 % | 88.8 % | 88.4 % | 84.3 % | 80.2 % |
Gearing | |||||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 10.8 | 8.9 | 8.6 | 6.4 | 5.0 |
Current ratio | 10.8 | 8.9 | 8.6 | 6.4 | 5.0 |
Cash and cash equivalents | 119.00 | 104.00 | 89.00 | 75.00 | 56.00 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | B | B | B | BB | BB |
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