Chabima Finans ApS — Credit Rating and Financial Key Figures

CVR number: 38490443
Nørregade 28, 8783 Hornsyld

Credit rating

Company information

Official name
Chabima Finans ApS
Established
2017
Company form
Private limited company
Industry

About Chabima Finans ApS

Chabima Finans ApS (CVR number: 38490443) is a company from HEDENSTED. The company recorded a gross profit of -235.7 kDKK in 2023. The operating profit was -235.7 kDKK, while net earnings were 2969.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 8 %, which can be considered decent but Return on Equity (ROE) was 43.4 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 12.3 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. Chabima Finans ApS's liquidity measured by quick ratio was 26.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit-88.75-90.55- 277.94- 323.69- 235.72
EBIT-88.75-90.55- 277.94- 323.69- 235.72
Net earnings1 898.35736.524 405.88-7 362.752 969.74
Shareholders equity total2 193.212 929.7312 724.945 362.198 331.93
Balance sheet total (assets)26 667.8627 689.0169 788.7163 000.2367 563.69
Net debt-25 990.71-27 078.52-14 893.54-5 549.69-9 460.15
Profitability
EBIT-%
ROA10.4 %4.3 %12.6 %0.5 %8.0 %
ROE152.6 %28.8 %56.3 %-81.4 %43.4 %
ROI214.5 %45.1 %17.4 %0.5 %8.3 %
Economic value added (EVA)-84.03- 180.84- 363.82-3 651.85-3 234.56
Solvency
Equity ratio8.2 %10.6 %18.2 %8.5 %12.3 %
Gearing431.4 %1032.2 %680.2 %
Relative net indebtedness %
Liquidity
Quick ratio1.11.132.227.526.4
Current ratio1.11.132.227.526.4
Cash and cash equivalents25 990.7127 078.5269 788.7160 898.2666 134.34
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBB

Variable visualization

ROA:7.95%
Rating: 51/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:12.3%
Rating: 12/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer
Chief executive officer

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