JP Finans Roskilde A/S — Credit Rating and Financial Key Figures

CVR number: 49777817
Langebjergvænget 13-15, 4000 Roskilde

Credit rating

Company information

Official name
JP Finans Roskilde A/S
Established
1974
Company form
Limited company
Industry

About JP Finans Roskilde A/S

JP Finans Roskilde A/S (CVR number: 49777817) is a company from ROSKILDE. The company recorded a gross profit of 273.7 kDKK in 2024. The operating profit was 158.3 kDKK, while net earnings were 101.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 4.2 %, which can be considered decent and Return on Equity (ROE) was 4.9 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 69.5 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. JP Finans Roskilde A/S's liquidity measured by quick ratio was 1.1 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit571.00292.00260.00291.00273.72
EBIT440.00177.00145.00176.00158.31
Net earnings386.00110.0075.0064.00101.58
Shareholders equity total1 277.001 387.001 462.001 526.002 627.86
Balance sheet total (assets)4 515.004 465.004 392.003 811.003 779.84
Net debt2 459.002 240.001 971.00618.00368.70
Profitability
EBIT-%
ROA8.7 %3.9 %3.3 %4.3 %4.2 %
ROE35.6 %8.3 %5.3 %4.3 %4.9 %
ROI8.8 %4.0 %3.3 %5.1 %5.0 %
Economic value added (EVA)146.66-78.69- 101.69-73.38-7.62
Solvency
Equity ratio28.3 %31.1 %33.3 %40.0 %69.5 %
Gearing223.0 %192.6 %170.4 %53.9 %24.8 %
Relative net indebtedness %
Liquidity
Quick ratio2.22.52.81.01.1
Current ratio2.22.52.81.01.1
Cash and cash equivalents389.00431.00520.00205.00284.04
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingABBBBBBBBBBBB

Variable visualization

ROA:4.20%
Rating: 41/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:69.5%
Rating: 53/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

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