JP Finans Roskilde A/S — Credit Rating and Financial Key Figures

CVR number: 49777817
Langebjergvænget 13-15, 4000 Roskilde

Credit rating

Company information

Official name
JP Finans Roskilde A/S
Established
1974
Company form
Limited company
Industry

About JP Finans Roskilde A/S

JP Finans Roskilde A/S (CVR number: 49777817) is a company from ROSKILDE. The company recorded a gross profit of 291.1 kDKK in 2023. The operating profit was 175.7 kDKK, while net earnings were 64.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 4.3 %, which can be considered decent and Return on Equity (ROE) was 4.3 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 40.1 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. JP Finans Roskilde A/S's liquidity measured by quick ratio was 1 which is at a modest level. Thus, the company's liquid assets are in relative balance with its short-term liabilities, indicating a moderate liquidity position. While it's likely to meet its current obligations, financial flexibility may be constrained, and unexpected costs could pose challenges.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit405.32571.00292.00260.00291.13
EBIT266.40440.00177.00145.00175.72
Net earnings180.89386.00110.0075.0064.34
Shareholders equity total890.801 277.001 387.001 462.001 526.28
Balance sheet total (assets)5 608.594 515.004 465.004 392.003 810.32
Net debt3 853.972 459.002 240.001 971.00618.30
Profitability
EBIT-%
ROA4.7 %8.7 %3.9 %3.3 %4.3 %
ROE22.6 %35.6 %8.3 %5.3 %4.3 %
ROI4.7 %8.8 %4.0 %3.3 %5.1 %
Economic value added (EVA)50.01257.23-40.65-59.83-27.00
Solvency
Equity ratio15.9 %28.3 %31.1 %33.3 %40.1 %
Gearing490.1 %223.0 %192.6 %170.4 %53.9 %
Relative net indebtedness %
Liquidity
Quick ratio0.32.22.52.81.0
Current ratio0.32.22.52.81.0
Cash and cash equivalents511.86389.00431.00520.00204.82
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAABBB

Variable visualization

ROA:4.34%
Rating: 41/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:40.1%
Rating: 33/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

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