Fintech Solution Lab ApS — Credit Rating and Financial Key Figures

CVR number: 36734205
Højbro Plads 10, 1200 København K
kronborg@constantia.dk
tel: 25136320

Company information

Official name
Fintech Solution Lab ApS
Established
2015
Company form
Private limited company
Industry

About Fintech Solution Lab ApS

Fintech Solution Lab ApS (CVR number: 36734205) is a company from KØBENHAVN. The company recorded a gross profit of -375.5 kDKK in 2024. The operating profit was -509.4 kDKK, while net earnings were -35 mDKK. The profitability of the company measured by Return on Assets (ROA) was -53.2 %, which can be considered poor and Return on Equity (ROE) was -158.9 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at -94.7 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. Fintech Solution Lab ApS's liquidity measured by quick ratio was 11.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit2 367.823 229.703 250.812 945.20- 375.47
EBIT- 697.06- 421.88-5 090.40-8 615.07- 509.36
Net earnings2 435.18-2 077.53-29 667.20-16 454.97-34 971.28
Shareholders equity total29 639.6729 682.5315.33-16 439.64-51 410.92
Balance sheet total (assets)52 090.7356 149.5040 944.1641 126.152 893.92
Net debt-1 437.1726 024.7540 788.6545 573.3753 575.30
Profitability
EBIT-%
ROA10.3 %-0.8 %-57.1 %-26.1 %-53.2 %
ROE11.7 %-7.0 %-199.8 %-80.0 %-158.9 %
ROI10.3 %-0.8 %-57.2 %-29.7 %57.7 %
Economic value added (EVA)-1 703.16-1 850.80-7 529.08-10 372.47-1 976.39
Solvency
Equity ratio56.9 %52.9 %0.0 %-28.6 %-94.7 %
Gearing0.0 %88.9 %266491.3 %-277.5 %-105.5 %
Relative net indebtedness %
Liquidity
Quick ratio27.77.80.70.111.3
Current ratio27.77.80.70.111.3
Cash and cash equivalents1 437.61368.2956.4850.15650.54
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAABBBBB

Variable visualization

ROA:-53.2%
Rating: 0/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:-94.7%
Rating: 0/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board

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