PGP FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About PGP FINANS ApS
PGP FINANS ApS (CVR number: 28973748) is a company from MARIAGERFJORD. The company recorded a gross profit of -61.9 kDKK in 2023. The operating profit was -61.9 kDKK, while net earnings were -2226.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was -2.1 %, which can be considered poor and Return on Equity (ROE) was -3.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 79.3 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. PGP FINANS ApS's liquidity measured by quick ratio was 3.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2019 | 2020 | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -63.30 | -73.01 | -63.46 | -61.93 | |
EBIT | 198.61 | -63.30 | -73.01 | -63.46 | -61.93 |
Net earnings | 5 566.74 | 6 323.45 | 12 317.20 | - 858.69 | -2 226.64 |
Shareholders equity total | 52 090.15 | 58 303.00 | 70 507.21 | 69 534.12 | 67 189.68 |
Balance sheet total (assets) | 93 766.00 | 65 462.74 | 79 294.10 | 76 266.97 | 84 688.40 |
Net debt | 32 930.65 | 614.77 | -7 119.79 | -9 828.68 | -7 209.83 |
Profitability | |||||
EBIT-% | |||||
ROA | 8.1 % | 8.4 % | 17.9 % | 0.6 % | -2.1 % |
ROE | 11.3 % | 11.5 % | 19.1 % | -1.2 % | -3.3 % |
ROI | 8.6 % | 8.4 % | 18.2 % | 0.6 % | -2.3 % |
Economic value added (EVA) | - 430.55 | -1 245.57 | - 897.75 | - 290.60 | - 353.68 |
Solvency | |||||
Equity ratio | 55.6 % | 89.1 % | 88.9 % | 91.2 % | 79.3 % |
Gearing | 79.0 % | 11.5 % | 9.2 % | 6.1 % | 7.2 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 1.9 | 5.9 | 5.5 | 6.9 | 3.3 |
Current ratio | 1.9 | 5.9 | 5.5 | 6.9 | 3.3 |
Cash and cash equivalents | 8 195.11 | 6 061.09 | 13 581.10 | 14 066.51 | 12 041.81 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | A | A | A | A | BBB |
Variable visualization
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