PGP FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 28973748
Strandvej 63, 9500 Hobro

Credit rating

Company information

Official name
PGP FINANS ApS
Established
2005
Company form
Private limited company
Industry

About PGP FINANS ApS

PGP FINANS ApS (CVR number: 28973748) is a company from MARIAGERFJORD. The company recorded a gross profit of -61.9 kDKK in 2023. The operating profit was -61.9 kDKK, while net earnings were -2226.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was -2.1 %, which can be considered poor and Return on Equity (ROE) was -3.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 79.3 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. PGP FINANS ApS's liquidity measured by quick ratio was 3.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit-63.30-73.01-63.46-61.93
EBIT198.61-63.30-73.01-63.46-61.93
Net earnings5 566.746 323.4512 317.20- 858.69-2 226.64
Shareholders equity total52 090.1558 303.0070 507.2169 534.1267 189.68
Balance sheet total (assets)93 766.0065 462.7479 294.1076 266.9784 688.40
Net debt32 930.65614.77-7 119.79-9 828.68-7 209.83
Profitability
EBIT-%
ROA8.1 %8.4 %17.9 %0.6 %-2.1 %
ROE11.3 %11.5 %19.1 %-1.2 %-3.3 %
ROI8.6 %8.4 %18.2 %0.6 %-2.3 %
Economic value added (EVA)- 430.55-1 245.57- 897.75- 290.60- 353.68
Solvency
Equity ratio55.6 %89.1 %88.9 %91.2 %79.3 %
Gearing79.0 %11.5 %9.2 %6.1 %7.2 %
Relative net indebtedness %
Liquidity
Quick ratio1.95.95.56.93.3
Current ratio1.95.95.56.93.3
Cash and cash equivalents8 195.116 061.0913 581.1014 066.5112 041.81
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAABBB

Variable visualization

ROA:-2.08%
Rating: 18/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:79.3%
Rating: 59/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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