CRAMON FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About CRAMON FINANS ApS
CRAMON FINANS ApS (CVR number: 29443300) is a company from ESBJERG. The company recorded a gross profit of -12.6 kDKK in 2024. The operating profit was -12.6 kDKK, while net earnings were 517.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 18.2 %, which can be considered excellent and Return on Equity (ROE) was 20.2 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 73.2 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. CRAMON FINANS ApS's liquidity measured by quick ratio was 3.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -4.82 | -8.10 | -21.43 | -21.07 | -12.59 |
EBIT | -4.82 | -22.06 | -21.43 | -21.07 | -12.59 |
Net earnings | -26.76 | - 604.13 | - 302.87 | 253.94 | 517.16 |
Shareholders equity total | 3 366.19 | 2 649.06 | 2 231.79 | 2 367.93 | 2 763.09 |
Balance sheet total (assets) | 3 481.21 | 3 364.08 | 3 072.61 | 3 280.12 | 3 774.26 |
Net debt | -3 249.94 | -3 132.81 | -1 912.54 | -2 022.47 | -2 499.77 |
Profitability | |||||
EBIT-% | |||||
ROA | -0.1 % | 0.5 % | 4.5 % | 8.9 % | 18.2 % |
ROE | -0.8 % | -20.1 % | -12.4 % | 11.0 % | 20.2 % |
ROI | -0.1 % | 0.6 % | 4.9 % | 8.9 % | 18.3 % |
Economic value added (EVA) | 0.96 | -16.28 | 14.50 | 19.36 | 31.99 |
Solvency | |||||
Equity ratio | 96.7 % | 78.7 % | 72.6 % | 72.2 % | 73.2 % |
Gearing | 3.2 % | 4.1 % | 37.4 % | 38.2 % | 34.9 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 29.2 | 4.5 | 3.3 | 3.3 | 3.4 |
Current ratio | 29.2 | 4.5 | 3.3 | 3.3 | 3.4 |
Cash and cash equivalents | 3 358.71 | 3 241.58 | 2 747.11 | 2 928.08 | 3 465.09 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BBB | BBB | BBB | BBB | A |
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