LÅN & SPAR FOND — Credit Rating and Financial Key Figures

CVR number: 14045589
Højbro Plads 9-11, 1200 København K
tel: 33782009
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Company information

Official name
LÅN & SPAR FOND
Established
1999
Industry

About LÅN & SPAR FOND

LÅN & SPAR FOND (CVR number: 14045589) is a company from KØBENHAVN. The company reported a net sales of 0.1 mDKK in 2024, demonstrating a growth of 0 % compared to the previous year. The operating profit percentage was poor at -168.5 % (EBIT: -0.3 mDKK), while net earnings were 3624.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.3 %, which can be considered decent and Return on Equity (ROE) was 4.8 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 96.5 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. LÅN & SPAR FOND's liquidity measured by quick ratio was 166.1 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales149.94149.94
Gross profit- 213.73- 204.53- 255.10- 263.42- 252.64
EBIT- 213.73- 204.53- 255.10- 263.42- 252.64
Net earnings5 303.8713 616.322 011.633 729.173 624.76
Shareholders equity total59 249.7172 161.1573 677.7874 046.9475 911.71
Balance sheet total (assets)60 111.3876 380.9375 869.2376 259.8178 630.03
Net debt- 942.05-1 035.60-1 223.80-12 450.14-12 219.00
Profitability
EBIT-%-175.7 %-168.5 %
ROA10.5 %24.9 %3.4 %5.0 %5.3 %
ROE9.3 %20.7 %2.8 %5.0 %4.8 %
ROI10.5 %25.4 %3.5 %5.0 %5.3 %
Economic value added (EVA)-2 942.11-3 179.52-3 915.60-4 065.11-4 049.89
Solvency
Equity ratio98.6 %94.5 %97.1 %97.1 %96.5 %
Gearing
Relative net indebtedness %-8252.4 %-8098.6 %
Liquidity
Quick ratio11.90.511.8165.0166.1
Current ratio11.90.511.8165.0166.1
Cash and cash equivalents942.051 035.601 223.8012 450.1412 219.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %8392.7 %8379.3 %
Credit risk
Credit ratingAAAAAAA

Variable visualization

ROA:5.34%
Rating: 44/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:96.5%
Rating: 78/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Board member

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