LÅN & SPAR FOND — Credit Rating and Financial Key Figures
Credit rating
Company information
About LÅN & SPAR FOND
LÅN & SPAR FOND (CVR number: 14045589) is a company from KØBENHAVN. The company reported a net sales of 0.1 mDKK in 2024, demonstrating a growth of 0 % compared to the previous year. The operating profit percentage was poor at -168.5 % (EBIT: -0.3 mDKK), while net earnings were 3624.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.3 %, which can be considered decent and Return on Equity (ROE) was 4.8 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 96.5 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. LÅN & SPAR FOND's liquidity measured by quick ratio was 166.1 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | 149.94 | 149.94 | |||
Gross profit | - 213.73 | - 204.53 | - 255.10 | - 263.42 | - 252.64 |
EBIT | - 213.73 | - 204.53 | - 255.10 | - 263.42 | - 252.64 |
Net earnings | 5 303.87 | 13 616.32 | 2 011.63 | 3 729.17 | 3 624.76 |
Shareholders equity total | 59 249.71 | 72 161.15 | 73 677.78 | 74 046.94 | 75 911.71 |
Balance sheet total (assets) | 60 111.38 | 76 380.93 | 75 869.23 | 76 259.81 | 78 630.03 |
Net debt | - 942.05 | -1 035.60 | -1 223.80 | -12 450.14 | -12 219.00 |
Profitability | |||||
EBIT-% | -175.7 % | -168.5 % | |||
ROA | 10.5 % | 24.9 % | 3.4 % | 5.0 % | 5.3 % |
ROE | 9.3 % | 20.7 % | 2.8 % | 5.0 % | 4.8 % |
ROI | 10.5 % | 25.4 % | 3.5 % | 5.0 % | 5.3 % |
Economic value added (EVA) | -2 942.11 | -3 179.52 | -3 915.60 | -4 065.11 | -4 049.89 |
Solvency | |||||
Equity ratio | 98.6 % | 94.5 % | 97.1 % | 97.1 % | 96.5 % |
Gearing | |||||
Relative net indebtedness % | -8252.4 % | -8098.6 % | |||
Liquidity | |||||
Quick ratio | 11.9 | 0.5 | 11.8 | 165.0 | 166.1 |
Current ratio | 11.9 | 0.5 | 11.8 | 165.0 | 166.1 |
Cash and cash equivalents | 942.05 | 1 035.60 | 1 223.80 | 12 450.14 | 12 219.00 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | 8392.7 % | 8379.3 % | |||
Credit risk | |||||
Credit rating | A | A | A | AA | AA |
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