P. L. Finans ApS — Credit Rating and Financial Key Figures

CVR number: 41336595
Charlottevej 18, 4270 Høng

Credit rating

Company information

Official name
P. L. Finans ApS
Established
2020
Company form
Private limited company
Industry

About P. L. Finans ApS

P. L. Finans ApS (CVR number: 41336595) is a company from KALUNDBORG. The company recorded a gross profit of 399.7 kDKK in 2024. The operating profit was 226 kDKK, while net earnings were 172.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 23.6 %, which can be considered excellent and Return on Equity (ROE) was 22.8 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 79.5 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. P. L. Finans ApS's liquidity measured by quick ratio was 3.2 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit96.58324.18350.48354.40399.72
EBIT76.61264.96263.33207.14225.96
Net earnings59.62205.92203.02160.08172.28
Shareholders equity total99.61305.53508.56668.63840.91
Balance sheet total (assets)272.67396.01677.01861.241 057.35
Net debt105.62- 102.32- 189.2880.6916.09
Profitability
EBIT-%
ROA28.1 %79.2 %49.1 %27.0 %23.6 %
ROE59.8 %101.7 %49.9 %27.2 %22.8 %
ROI29.8 %91.2 %58.8 %29.7 %24.2 %
Economic value added (EVA)59.77193.70189.14132.84134.56
Solvency
Equity ratio36.5 %77.2 %75.1 %77.6 %79.5 %
Gearing148.3 %2.4 %8.8 %14.6 %10.9 %
Relative net indebtedness %
Liquidity
Quick ratio0.31.81.63.33.2
Current ratio0.31.81.63.33.2
Cash and cash equivalents42.13109.76234.2517.0075.34
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBB

Variable visualization

ROA:23.6%
Rating: 79/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:79.5%
Rating: 59/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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