&money ApS — Credit Rating and Financial Key Figures

CVR number: 40716297
Gdanskgade 2, 2150 Nordhavn
info@andmoney.dk
www.andmoney.dk

Credit rating

Company information

Official name
&money ApS
Personnel
3 persons
Established
2019
Company form
Private limited company
Industry

About &money ApS

&money ApS (CVR number: 40716297) is a company from KØBENHAVN. The company recorded a gross profit of 3797.6 kDKK in 2024. The operating profit was -4092.8 kDKK, while net earnings were -4059.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was -17.4 %, which can be considered poor and Return on Equity (ROE) was -31.4 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 54.1 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. &money ApS's liquidity measured by quick ratio was 1.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit- 423.28- 204.81-2 525.10- 824.323 797.63
EBIT-1 549.81-1 981.49-6 107.70-16 595.30-4 092.83
Net earnings-1 237.36-1 579.71-4 775.64-17 563.61-4 059.18
Shareholders equity total10 882.6514 302.9320 527.2914 963.6810 904.49
Balance sheet total (assets)11 782.4118 132.0424 006.7923 108.2523 451.22
Net debt-5 619.71-4 729.29-3 867.84-11 451.86-9 325.26
Profitability
EBIT-%
ROA-13.2 %-13.2 %-29.0 %-70.3 %-17.4 %
ROE-11.3 %-12.5 %-27.4 %-99.0 %-31.4 %
ROI-13.3 %-15.1 %-34.7 %-93.3 %-31.4 %
Economic value added (EVA)-1 210.86-2 131.57-5 499.50-18 642.88-4 844.75
Solvency
Equity ratio92.4 %78.9 %85.5 %65.0 %54.1 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio48.51.72.12.21.7
Current ratio48.51.72.12.21.2
Cash and cash equivalents5 619.714 729.293 867.8411 451.869 325.26
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBB

Variable visualization

ROA:-17.4%
Rating: 3/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:54.1%
Rating: 43/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Board member
Chairman of the board
Board member
Board member

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