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STENILD FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About STENILD FINANS ApS
STENILD FINANS ApS (CVR number: 29774927) is a company from AALBORG. The company recorded a gross profit of -33 kDKK in 2025. The operating profit was -33 kDKK, while net earnings were 152.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was 2.6 %, which can be considered weak and Return on Equity (ROE) was 1.7 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 57.2 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. STENILD FINANS ApS's liquidity measured by quick ratio was 2.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -40.13 | -25.93 | 140.80 | -22.79 | -32.98 |
| EBIT | - 140.46 | - 126.27 | 40.61 | -22.79 | -32.98 |
| Net earnings | -1 384.73 | -1 003.08 | 640.93 | 786.45 | 152.46 |
| Shareholders equity total | 11 575.92 | 10 515.65 | 9 956.58 | 9 443.02 | 8 195.48 |
| Balance sheet total (assets) | 16 888.43 | 16 040.15 | 15 627.08 | 15 340.52 | 14 327.98 |
| Net debt | -16 791.38 | -15 947.42 | -15 537.79 | -15 246.35 | -13 208.02 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 0.9 % | 0.5 % | 5.0 % | 6.5 % | 2.6 % |
| ROE | -10.8 % | -9.1 % | 6.3 % | 8.1 % | 1.7 % |
| ROI | 1.3 % | 0.7 % | 7.7 % | 10.4 % | 4.4 % |
| Economic value added (EVA) | - 847.00 | - 707.96 | - 487.80 | - 523.11 | - 507.49 |
| Solvency | |||||
| Equity ratio | 68.5 % | 65.6 % | 63.7 % | 61.6 % | 57.2 % |
| Gearing | |||||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 3.2 | 2.9 | 2.8 | 2.6 | 2.3 |
| Current ratio | 3.2 | 2.9 | 2.8 | 2.6 | 2.3 |
| Cash and cash equivalents | 16 791.38 | 15 947.42 | 15 537.79 | 15 246.35 | 13 208.02 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | A | A | BBB | A | A |
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