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L. T. FINANS AF 1992 A/S — Credit Rating and Financial Key Figures

CVR number: 15086181
Lundsbjerg Industrivej 13, 6200 Aabenraa
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Credit rating

Company information

Official name
L. T. FINANS AF 1992 A/S
Personnel
4 persons
Established
1991
Company form
Limited company
Industry

About L. T. FINANS AF 1992 A/S

L. T. FINANS AF 1992 A/S (CVR number: 15086181) is a company from AABENRAA. The company recorded a gross profit of 3574.6 kDKK in 2025. The operating profit was 894.8 kDKK, while net earnings were 236.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was 2.3 %, which can be considered weak and Return on Equity (ROE) was 1 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 66.1 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. L. T. FINANS AF 1992 A/S's liquidity measured by quick ratio was 0.5 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit1 220.612 466.641 304.164 170.013 574.62
EBIT1 220.612 466.64-6.011 511.47894.83
Net earnings784.881 728.21- 658.75920.77236.43
Shareholders equity total22 276.9424 005.1523 346.4124 267.1824 503.61
Balance sheet total (assets)39 864.2345 201.9638 209.6242 089.5937 072.65
Net debt15 638.2418 353.418 795.01-3 075.90-3 992.90
Profitability
EBIT-%
ROA3.2 %5.9 %0.2 %3.8 %2.3 %
ROE3.6 %7.5 %-2.8 %3.9 %1.0 %
ROI3.2 %6.1 %0.2 %5.1 %3.5 %
Economic value added (EVA)- 889.87-44.43-2 218.53- 648.80- 669.13
Solvency
Equity ratio55.9 %53.1 %61.1 %57.7 %66.1 %
Gearing70.4 %76.5 %38.5 %
Relative net indebtedness %
Liquidity
Quick ratio0.10.50.20.40.5
Current ratio0.20.50.30.50.9
Cash and cash equivalents38.260.00186.593 075.903 992.90
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAABBBBBBBBB

Variable visualization

ROA:2.32%
Rating: 32/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:66.1%
Rating: 50/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Board member

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