Steff Finans ApS — Credit Rating and Financial Key Figures

CVR number: 29148783
Nylandsvej 25, 7480 Vildbjerg
kispas@live.dk
tel: 20889988
ingen

Credit rating

Company information

Official name
Steff Finans ApS
Personnel
2 persons
Established
2005
Company form
Private limited company
Industry

About Steff Finans ApS

Steff Finans ApS (CVR number: 29148783) is a company from HERNING. The company recorded a gross profit of 371 kDKK in 2024. The operating profit was 79.5 kDKK, while net earnings were 243.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 3.3 %, which can be considered weak and Return on Equity (ROE) was 2.6 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 96.6 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Steff Finans ApS's liquidity measured by quick ratio was 2.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit190.46291.06311.27371.02
EBIT- 214.3783.99- 242.9779.55
Net earnings-0.0097.89- 118.3626.87243.15
Shareholders equity total9 553.939 538.829 306.469 215.529 334.86
Balance sheet total (assets)9 865.559 872.029 562.069 559.179 659.01
Net debt-4 983.92-4 879.45-5 101.65- 754.52
Profitability
EBIT-%
ROA2.2 %1.6 %0.4 %3.3 %
ROE1.0 %-1.3 %0.3 %2.6 %
ROI2.3 %1.7 %0.4 %3.4 %
Economic value added (EVA)- 230.57- 397.10- 164.04- 413.52- 144.66
Solvency
Equity ratio96.6 %97.3 %96.4 %96.6 %
Gearing0.0 %0.0 %0.0 %
Relative net indebtedness %
Liquidity
Quick ratio16.319.714.92.9
Current ratio16.319.714.92.9
Cash and cash equivalents4 985.934 983.924 879.455 103.64757.70
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBB

Variable visualization

ROA:3.32%
Rating: 37/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:96.6%
Rating: 78/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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