BRUGSFORENINGERNES LÅNEFORENING A.M.B.A. — Credit Rating and Financial Key Figures
Credit rating
Company information
About BRUGSFORENINGERNES LÅNEFORENING A.M.B.A.
BRUGSFORENINGERNES LÅNEFORENING A.M.B.A. (CVR number: 30694899) is a company from KØBENHAVN. The company recorded a gross profit of -114.8 kDKK in 2024. The operating profit was -227.3 kDKK, while net earnings were 1944.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 4.4 %, which can be considered decent but Return on Equity (ROE) was 2.5 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 51 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. BRUGSFORENINGERNES LÅNEFORENING A.M.B.A.'s liquidity measured by quick ratio was 0.5 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -1 350.34 | -2 087.32 | -3 011.00 | -1 110.14 | - 114.80 |
| EBIT | -1 445.50 | -2 171.84 | -3 117.20 | -1 242.62 | - 227.32 |
| Net earnings | 1 868.42 | 3 014.99 | -2 476.96 | 640.76 | 1 944.30 |
| Shareholders equity total | 76 781.86 | 79 669.76 | 77 043.90 | 77 461.63 | 78 578.85 |
| Balance sheet total (assets) | 168 907.60 | 183 429.24 | 179 602.55 | 191 553.16 | 154 037.40 |
| Net debt | 91 880.32 | 103 522.87 | 102 217.40 | 113 696.88 | 74 929.82 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 1.7 % | 2.2 % | -0.7 % | 3.2 % | 4.4 % |
| ROE | 2.5 % | 3.9 % | -3.2 % | 0.8 % | 2.5 % |
| ROI | 1.7 % | 2.2 % | -0.7 % | 3.2 % | 4.4 % |
| Economic value added (EVA) | -9 887.16 | -10 186.24 | -11 641.05 | -9 974.23 | -9 782.54 |
| Solvency | |||||
| Equity ratio | 45.5 % | 43.4 % | 42.9 % | 40.4 % | 51.0 % |
| Gearing | 119.7 % | 129.9 % | 132.7 % | 146.8 % | 95.4 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 0.4 | 0.3 | 0.3 | 0.3 | 0.5 |
| Current ratio | 0.4 | 0.3 | 0.3 | 0.3 | 0.5 |
| Cash and cash equivalents | |||||
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | A | A | BBB | A | A |
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