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Zafer Finans ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Zafer Finans ApS
Zafer Finans ApS (CVR number: 40961933) is a company from LYNGBY-TAARBÆK. The company recorded a gross profit of -47 kDKK in 2025. The operating profit was -47 kDKK, while net earnings were 861.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 38.7 %, which can be considered excellent and Return on Equity (ROE) was 57 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 65.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Zafer Finans ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -9.90 | -55.05 | -47.76 | -19.83 | -47.04 |
| EBIT | -9.90 | -55.05 | -47.76 | -19.83 | -47.04 |
| Net earnings | 63.64 | 85.21 | 149.71 | 295.93 | 861.85 |
| Shareholders equity total | 549.69 | 634.90 | 784.60 | 1 080.54 | 1 941.55 |
| Balance sheet total (assets) | 1 712.79 | 1 722.14 | 2 213.57 | 2 827.38 | 2 959.94 |
| Net debt | - 307.03 | 624.54 | - 395.31 | 337.35 | - 625.06 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 5.6 % | 7.6 % | 10.0 % | 15.2 % | 38.7 % |
| ROE | 12.3 % | 14.4 % | 21.1 % | 31.7 % | 57.0 % |
| ROI | 6.3 % | 8.1 % | 11.4 % | 19.7 % | 52.6 % |
| Economic value added (EVA) | -83.33 | - 120.90 | - 119.49 | - 108.08 | - 141.70 |
| Solvency | |||||
| Equity ratio | 32.1 % | 36.9 % | 34.7 % | 38.2 % | 65.6 % |
| Gearing | 185.6 % | 159.6 % | 129.2 % | 93.8 % | 11.2 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 1.1 | 1.6 | 1.6 | 1.7 | 3.8 |
| Current ratio | 1.1 | 1.6 | 1.6 | 1.7 | 3.8 |
| Cash and cash equivalents | 1 327.19 | 388.84 | 1 408.68 | 676.02 | 841.65 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | A | BBB | BBB | BBB | BBB |
Variable visualization
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