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Zafer Finans ApS — Credit Rating and Financial Key Figures

CVR number: 40961933
Ingvar Nørgaards Vej 2, 2800 Kongens Lyngby
volkan@zafer.dk
tel: 28282833
Free credit report Annual report

Credit rating

Company information

Official name
Zafer Finans ApS
Established
2019
Company form
Private limited company
Industry

About Zafer Finans ApS

Zafer Finans ApS (CVR number: 40961933) is a company from LYNGBY-TAARBÆK. The company recorded a gross profit of -47 kDKK in 2025. The operating profit was -47 kDKK, while net earnings were 861.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 38.7 %, which can be considered excellent and Return on Equity (ROE) was 57 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 65.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Zafer Finans ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-9.90-55.05-47.76-19.83-47.04
EBIT-9.90-55.05-47.76-19.83-47.04
Net earnings63.6485.21149.71295.93861.85
Shareholders equity total549.69634.90784.601 080.541 941.55
Balance sheet total (assets)1 712.791 722.142 213.572 827.382 959.94
Net debt- 307.03624.54- 395.31337.35- 625.06
Profitability
EBIT-%
ROA5.6 %7.6 %10.0 %15.2 %38.7 %
ROE12.3 %14.4 %21.1 %31.7 %57.0 %
ROI6.3 %8.1 %11.4 %19.7 %52.6 %
Economic value added (EVA)-83.33- 120.90- 119.49- 108.08- 141.70
Solvency
Equity ratio32.1 %36.9 %34.7 %38.2 %65.6 %
Gearing185.6 %159.6 %129.2 %93.8 %11.2 %
Relative net indebtedness %
Liquidity
Quick ratio1.11.61.61.73.8
Current ratio1.11.61.61.73.8
Cash and cash equivalents1 327.19388.841 408.68676.02841.65
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingABBBBBBBBBBBB

Variable visualization

ROA:38.7%
Rating: 88/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:65.6%
Rating: 50/100
-1%
21%
50%
81%
99%
100%
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