S & P PENSIONSMÆGLER DANMARK ApS — Credit Rating and Financial Key Figures

CVR number: 32093116
Solskrænten 32, Mommark 6470 Sydals
lars.christiansen@soderbergpartners.dk
tel: 40950550

Credit rating

Company information

Official name
S & P PENSIONSMÆGLER DANMARK ApS
Personnel
1 person
Established
2009
Domicile
Mommark
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About S & P PENSIONSMÆGLER DANMARK ApS

S & P PENSIONSMÆGLER DANMARK ApS (CVR number: 32093116) is a company from SØNDERBORG. The company recorded a gross profit of 434.4 kDKK in 2024. The operating profit was 434.4 kDKK, while net earnings were 263.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 9.9 %, which can be considered good but Return on Equity (ROE) was 30.6 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 18.9 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. S & P PENSIONSMÆGLER DANMARK ApS's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit600.00367.47161.76394.13434.38
EBIT244.00202.21-65.65151.80434.38
Net earnings249.00351.9174.71-7.88263.91
Shareholders equity total344.00695.25769.97762.08964.99
Balance sheet total (assets)6 200.006 036.165 185.805 116.205 103.66
Net debt681.005 259.934 342.164 282.264 043.99
Profitability
EBIT-%
ROA11.1 %10.7 %5.5 %4.0 %9.9 %
ROE92.2 %67.7 %10.2 %-1.0 %30.6 %
ROI48.8 %18.7 %5.6 %4.0 %10.0 %
Economic value added (EVA)335.79149.39219.96113.11558.88
Solvency
Equity ratio5.5 %11.5 %14.8 %14.9 %18.9 %
Gearing198.3 %756.5 %563.9 %561.9 %419.1 %
Relative net indebtedness %
Liquidity
Quick ratio0.00.01.20.0
Current ratio0.00.01.20.0
Cash and cash equivalents1.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBB

Variable visualization

ROA:9.87%
Rating: 57/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:18.9%
Rating: 18/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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