S & P PENSIONSMÆGLER ApS — Credit Rating and Financial Key Figures

CVR number: 24219321
Valmuevej 17, Tåsinge 5700 Svendborg
mogens.lorentzen@soderbergpartners.dk
tel: 22999988

Company information

Official name
S & P PENSIONSMÆGLER ApS
Personnel
1 person
Established
1999
Domicile
Tåsinge
Company form
Private limited company
Industry

About S & P PENSIONSMÆGLER ApS

S & P PENSIONSMÆGLER ApS (CVR number: 24219321) is a company from SVENDBORG. The company recorded a gross profit of 2309.2 kDKK in 2023. The operating profit was 967.7 kDKK, while net earnings were 988.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 19.1 %, which can be considered excellent and Return on Equity (ROE) was 23.3 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 63.8 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. S & P PENSIONSMÆGLER ApS's liquidity measured by quick ratio was 0.3 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit2 578.532 869.092 719.713 610.012 309.23
EBIT1 017.661 314.141 078.501 230.86967.69
Net earnings789.071 057.68888.622 487.50988.79
Shareholders equity total2 273.853 181.532 420.154 007.654 496.44
Balance sheet total (assets)5 376.135 696.535 539.906 228.767 052.76
Net debt2 600.751 797.242 816.931 624.431 674.73
Profitability
EBIT-%
ROA19.9 %25.4 %21.1 %47.8 %19.1 %
ROE37.1 %38.8 %31.7 %77.4 %23.3 %
ROI24.2 %27.5 %22.4 %51.4 %21.3 %
Economic value added (EVA)589.54788.92586.50846.39502.12
Solvency
Equity ratio42.3 %55.9 %43.7 %64.3 %63.8 %
Gearing114.5 %65.5 %116.4 %42.4 %37.2 %
Relative net indebtedness %
Liquidity
Quick ratio0.70.90.40.60.3
Current ratio0.70.90.40.60.3
Cash and cash equivalents2.77285.1776.80
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAABBBA

Variable visualization

ROA:19.1%
Rating: 72/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:63.8%
Rating: 49/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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