CARDLAB ApS — Credit Rating and Financial Key Figures

CVR number: 29317704
Hørkær 20, 2730 Herlev
panda@cardlab.com
tel: 31554994
www.cardlab.com
Free credit report Annual report

Credit rating

Company information

Official name
CARDLAB ApS
Established
2006
Company form
Private limited company
Industry

About CARDLAB ApS

CARDLAB ApS (CVR number: 29317704) is a company from HERLEV. The company recorded a gross profit of -9241.9 kDKK in 2024. The operating profit was -10.6 mDKK, while net earnings were -10.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was -12.1 %, which can be considered poor and Return on Equity (ROE) was -17.1 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 65.7 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. CARDLAB ApS's liquidity measured by quick ratio was 2.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit- 802.15-1 066.61-3 304.71-1 481.86-9 241.95
EBIT-4 579.63-1 497.56-5 044.01-1 810.31-10 631.60
Net earnings-4 969.45-2 261.82-6 148.65-2 156.76-10 731.26
Shareholders equity total38 395.5336 133.7129 985.0568 174.9057 443.64
Balance sheet total (assets)65 786.1667 269.9864 298.8584 705.9687 374.31
Net debt25 347.7129 190.3813 751.94-6 642.89-19.20
Profitability
EBIT-%
ROA-6.6 %-2.3 %-7.7 %-2.4 %-12.1 %
ROE-13.3 %-6.1 %-18.6 %-4.4 %-17.1 %
ROI-6.8 %-2.3 %-9.2 %-3.2 %-16.5 %
Economic value added (EVA)-7 058.73-4 702.99-8 570.28-3 994.44-14 057.39
Solvency
Equity ratio58.4 %53.7 %46.6 %80.5 %65.7 %
Gearing66.3 %80.8 %45.9 %
Relative net indebtedness %
Liquidity
Quick ratio3.22.90.388.92.8
Current ratio3.22.90.388.92.8
Cash and cash equivalents117.780.333.856 642.8919.20
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBBB

Variable visualization

ROA:-12.1%
Rating: 8/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:65.7%
Rating: 50/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Chairman of the board

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