CARDLAB ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About CARDLAB ApS
CARDLAB ApS (CVR number: 29317704) is a company from HERLEV. The company recorded a gross profit of -9241.9 kDKK in 2024. The operating profit was -10.6 mDKK, while net earnings were -10.7 mDKK. The profitability of the company measured by Return on Assets (ROA) was -12.1 %, which can be considered poor and Return on Equity (ROE) was -17.1 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 65.7 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. CARDLAB ApS's liquidity measured by quick ratio was 2.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | - 802.15 | -1 066.61 | -3 304.71 | -1 481.86 | -9 241.95 |
| EBIT | -4 579.63 | -1 497.56 | -5 044.01 | -1 810.31 | -10 631.60 |
| Net earnings | -4 969.45 | -2 261.82 | -6 148.65 | -2 156.76 | -10 731.26 |
| Shareholders equity total | 38 395.53 | 36 133.71 | 29 985.05 | 68 174.90 | 57 443.64 |
| Balance sheet total (assets) | 65 786.16 | 67 269.98 | 64 298.85 | 84 705.96 | 87 374.31 |
| Net debt | 25 347.71 | 29 190.38 | 13 751.94 | -6 642.89 | -19.20 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | -6.6 % | -2.3 % | -7.7 % | -2.4 % | -12.1 % |
| ROE | -13.3 % | -6.1 % | -18.6 % | -4.4 % | -17.1 % |
| ROI | -6.8 % | -2.3 % | -9.2 % | -3.2 % | -16.5 % |
| Economic value added (EVA) | -7 058.73 | -4 702.99 | -8 570.28 | -3 994.44 | -14 057.39 |
| Solvency | |||||
| Equity ratio | 58.4 % | 53.7 % | 46.6 % | 80.5 % | 65.7 % |
| Gearing | 66.3 % | 80.8 % | 45.9 % | ||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 3.2 | 2.9 | 0.3 | 88.9 | 2.8 |
| Current ratio | 3.2 | 2.9 | 0.3 | 88.9 | 2.8 |
| Cash and cash equivalents | 117.78 | 0.33 | 3.85 | 6 642.89 | 19.20 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BBB | BBB | BBB | BBB |
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