Penfor Pensionsforsikringsmæglerselskab P/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About Penfor Pensionsforsikringsmæglerselskab P/S
Penfor Pensionsforsikringsmæglerselskab P/S (CVR number: 39848198) is a company from HERLEV. The company recorded a gross profit of 1314 kDKK in 2023. The operating profit was -124.6 kDKK, while net earnings were -124.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was -20.8 %, which can be considered poor and Return on Equity (ROE) was -27.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 81.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Penfor Pensionsforsikringsmæglerselskab P/S's liquidity measured by quick ratio was 5.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2019 | 2020 | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 1 000.04 | 3 478.43 | 2 965.83 | 1 138.35 | 1 314.01 |
EBIT | -48.59 | 615.67 | 1 104.56 | 488.19 | - 124.55 |
Net earnings | -52.41 | 605.42 | 1 098.91 | 475.15 | - 124.29 |
Shareholders equity total | 447.59 | 1 053.01 | 1 276.91 | 518.56 | 394.27 |
Balance sheet total (assets) | 480.09 | 1 192.34 | 1 570.62 | 699.85 | 481.35 |
Net debt | -16.34 | - 228.24 | - 297.06 | - 134.61 | -42.63 |
Profitability | |||||
EBIT-% | |||||
ROA | -10.1 % | 73.6 % | 80.0 % | 43.0 % | -20.8 % |
ROE | -11.7 % | 80.7 % | 94.3 % | 52.9 % | -27.2 % |
ROI | -10.9 % | 82.1 % | 94.8 % | 54.4 % | -27.0 % |
Economic value added (EVA) | -48.59 | 594.00 | 1 063.12 | 438.95 | - 143.85 |
Solvency | |||||
Equity ratio | 93.2 % | 88.3 % | 81.3 % | 74.1 % | 81.9 % |
Gearing | |||||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 14.8 | 8.6 | 5.3 | 3.8 | 5.3 |
Current ratio | 14.8 | 8.6 | 5.3 | 3.8 | 5.3 |
Cash and cash equivalents | 16.34 | 228.24 | 297.06 | 134.61 | 42.63 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | B | BB | BB | BBB | BB |
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