Penfor Pensionsforsikringsmæglerselskab P/S — Credit Rating and Financial Key Figures

CVR number: 39848198
Smedeholm 13 B, 2730 Herlev
info@penfor.dk
tel: 20543313
www.penfor.dk

Company information

Official name
Penfor Pensionsforsikringsmæglerselskab P/S
Personnel
4 persons
Established
2018
Industry

About Penfor Pensionsforsikringsmæglerselskab P/S

Penfor Pensionsforsikringsmæglerselskab P/S (CVR number: 39848198) is a company from HERLEV. The company recorded a gross profit of 1314 kDKK in 2023. The operating profit was -124.6 kDKK, while net earnings were -124.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was -20.8 %, which can be considered poor and Return on Equity (ROE) was -27.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 81.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Penfor Pensionsforsikringsmæglerselskab P/S's liquidity measured by quick ratio was 5.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit1 000.043 478.432 965.831 138.351 314.01
EBIT-48.59615.671 104.56488.19- 124.55
Net earnings-52.41605.421 098.91475.15- 124.29
Shareholders equity total447.591 053.011 276.91518.56394.27
Balance sheet total (assets)480.091 192.341 570.62699.85481.35
Net debt-16.34- 228.24- 297.06- 134.61-42.63
Profitability
EBIT-%
ROA-10.1 %73.6 %80.0 %43.0 %-20.8 %
ROE-11.7 %80.7 %94.3 %52.9 %-27.2 %
ROI-10.9 %82.1 %94.8 %54.4 %-27.0 %
Economic value added (EVA)-48.59594.001 063.12438.95- 143.85
Solvency
Equity ratio93.2 %88.3 %81.3 %74.1 %81.9 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio14.88.65.33.85.3
Current ratio14.88.65.33.85.3
Cash and cash equivalents16.34228.24297.06134.6142.63
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBB

Variable visualization

ROA:-20.8%
Rating: 0/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:81.9%
Rating: 61/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board

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