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NR FINANS. SÆBY ApS — Credit Rating and Financial Key Figures

CVR number: 10548136
Nejsigvang 13, 9300 Sæby
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Credit rating

Company information

Official name
NR FINANS. SÆBY ApS
Established
1986
Company form
Private limited company
Industry

About NR FINANS. SÆBY ApS

NR FINANS. SÆBY ApS (CVR number: 10548136) is a company from FREDERIKSHAVN. The company recorded a gross profit of -3 kDKK in 2025. The operating profit was -3 kDKK, while net earnings were 283.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was 9.4 %, which can be considered good and Return on Equity (ROE) was 8.9 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 74.3 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. NR FINANS. SÆBY ApS's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-2.36-2.55-3.20-3.04-3.03
EBIT-2.36-2.55-3.20-3.04-3.03
Net earnings98.23- 513.16275.16381.94283.47
Shareholders equity total2 898.362 385.232 660.363 042.303 325.77
Balance sheet total (assets)3 830.233 304.473 489.583 894.434 477.55
Net debt- 348.39- 179.06- 124.49-58.43-18.22
Profitability
EBIT-%
ROA4.3 %2.9 %11.0 %13.9 %9.4 %
ROE3.4 %-19.4 %10.9 %13.4 %8.9 %
ROI5.7 %3.8 %14.8 %18.0 %12.3 %
Economic value added (EVA)- 142.55- 147.63- 122.35- 136.05- 155.24
Solvency
Equity ratio75.7 %72.2 %76.2 %78.1 %74.3 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio0.40.40.40.10.0
Current ratio0.40.40.40.10.0
Cash and cash equivalents348.39179.06124.4958.4318.22
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBBB

Variable visualization

ROA:9.37%
Rating: 55/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:74.3%
Rating: 56/100
-1%
21%
50%
81%
99%
100%
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