HAMA FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 77451218
Nykøbingvej 64, Nr Kirkeby 4840 Nørre Alslev
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Company information

Official name
HAMA FINANS ApS
Established
1985
Domicile
Nr Kirkeby
Company form
Private limited company
Industry

About HAMA FINANS ApS

HAMA FINANS ApS (CVR number: 77451218) is a company from GULDBORGSUND. The company recorded a gross profit of 20 kDKK in 2025. The operating profit was 19.1 kDKK, while net earnings were 19.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 7.2 %, which can be considered decent but Return on Equity (ROE) was 18.3 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 41.7 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. HAMA FINANS ApS's liquidity measured by quick ratio was 0.2 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-1.08-5.66-2.602.9519.96
EBIT-1.92-6.49-3.442.1119.12
Net earnings-1.92-6.52-3.442.0619.12
Shareholders equity total103.0696.5493.1095.17114.29
Balance sheet total (assets)250.79244.27252.83257.03274.02
Net debt19.6125.3021.9012.86-6.98
Profitability
EBIT-%
ROA-0.8 %-2.6 %-1.4 %0.8 %7.2 %
ROE-1.8 %-6.5 %-3.6 %2.2 %18.3 %
ROI-1.4 %-5.0 %-2.7 %1.7 %14.2 %
Economic value added (EVA)-8.71-13.19-9.81-4.0812.82
Solvency
Equity ratio41.1 %39.5 %36.8 %37.0 %41.7 %
Gearing29.3 %31.3 %32.5 %31.8 %26.5 %
Relative net indebtedness %
Liquidity
Quick ratio0.10.00.10.10.2
Current ratio0.10.00.10.10.2
Cash and cash equivalents10.624.948.3417.3837.21
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBB

Variable visualization

ROA:7.22%
Rating: 49/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:41.7%
Rating: 34/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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