FINANSOPTIMERING ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About FINANSOPTIMERING ApS
FINANSOPTIMERING ApS (CVR number: 34085900) is a company from AALBORG. The company reported a net sales of 1.1 mDKK in 2024, demonstrating a decline of -12.5 % compared to the previous year. The operating profit percentage was at 6.8 % (EBIT: 0.1 mDKK), while net earnings were 57.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 12.2 %, which can be considered good but Return on Equity (ROE) was 15.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 62.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. FINANSOPTIMERING ApS's liquidity measured by quick ratio was 2.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsNet sales (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | 1 033.94 | 1 236.50 | 1 135.01 | 1 241.33 | 1 085.87 |
Gross profit | 730.75 | 898.38 | 757.50 | 773.53 | 645.13 |
EBIT | 41.81 | 187.75 | 15.88 | -0.16 | 73.78 |
Net earnings | 24.46 | 145.89 | 9.50 | -0.65 | 57.29 |
Shareholders equity total | 180.81 | 326.70 | 336.21 | 335.56 | 392.85 |
Balance sheet total (assets) | 581.52 | 598.60 | 494.24 | 588.89 | 627.98 |
Net debt | - 159.09 | -74.97 | -18.78 | - 122.29 | - 180.12 |
Profitability | |||||
EBIT-% | 4.0 % | 15.2 % | 1.4 % | -0.0 % | 6.8 % |
ROA | 8.4 % | 31.8 % | 2.9 % | -0.0 % | 12.2 % |
ROE | 14.5 % | 57.5 % | 2.9 % | -0.2 % | 15.7 % |
ROI | 24.8 % | 74.0 % | 4.8 % | -0.0 % | 20.3 % |
Economic value added (EVA) | 17.71 | 137.54 | -5.89 | -17.06 | 40.49 |
Solvency | |||||
Equity ratio | 31.1 % | 54.6 % | 68.0 % | 57.0 % | 62.6 % |
Gearing | |||||
Relative net indebtedness % | 23.4 % | 15.9 % | 12.3 % | 10.6 % | 5.1 % |
Liquidity | |||||
Quick ratio | 1.5 | 2.2 | 3.1 | 2.3 | 2.7 |
Current ratio | 1.5 | 2.2 | 3.1 | 2.3 | 2.7 |
Cash and cash equivalents | 159.09 | 74.97 | 18.78 | 122.29 | 180.12 |
Capital use efficiency | |||||
Trade debtors turnover (days) | 112.8 | 128.2 | 101.4 | 127.5 | 137.7 |
Net working capital % | 17.5 % | 26.4 % | 29.6 % | 27.0 % | 36.2 % |
Credit risk | |||||
Credit rating | BBB | BBB | BBB | BBB | BBB |
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